The People's Bank of China announced on the 2nd that it has recently held meetings to promote the optimization of payment services in Shenzhen and Guangzhou, strengthening cooperation with various regions, departments, and industries, guiding and urging financial institutions in Shenzhen and Guangdong to increase their work efforts, and jointly promoting the optimization of payment services. The meeting emphasized that optimizing payment services is a systematic project that requires the establishment of a horizontal and vertical joint working mechanism among departments, central and local governments. As the leading department, the People's Bank of China is working with departments such as culture and tourism, commerce, and transportation to clarify work tasks, refine work measures, fully leverage work synergy, actively seek support from local governments, and effectively promote the implementation of various work as soon as possible. The meeting pointed out that Guangdong Province and Shenzhen are the core engines of the Guangdong Hong Kong Macao Greater Bay Area, as well as important entry points for foreign visitors to China and compatriots from Hong Kong and Macao. The Guangdong Provincial Party Committee and Government, as well as the Shenzhen Municipal Party Committee and Government, have vigorously promoted the optimization of payment services, providing active support in guiding coordination, resource investment, and other aspects. Relevant departments and financial institutions have worked together to promote coordinated efforts from the supply and demand sides. Some progress has been made in payment aging and internationalization arrangements, building demonstration business districts, and promoting the interconnection of payment tools in the Guangdong Hong Kong Macao Greater Bay Area. Key scenarios such as foreign card acceptance and ATM foreign card withdrawal coverage have continued to improve, providing convenience for Hong Kong and Macao residents to enter the country for tourism, work, and life. The meeting requires that the Guangdong Branch and Shenzhen Branch of the People's Bank of China should effectively assume the overall responsibility of leading and coordinating with various industry regulatory departments to form a three-dimensional work pattern; Financial institutions in Guangdong and Shenzhen should conscientiously implement the requirements of the "Opinions of the General Office of the State Council on Further Optimizing Payment Services and Improving Payment Convenience", focus on key institutions and scenarios, take targeted measures to optimize various services according to established plans and goals, provide higher quality, efficient, and convenient payment services for the elderly, foreign visitors and other groups, and assist in the connectivity and high-level opening up of the Greater Bay Area to the outside world. At the same time, each unit should comprehensively use various promotional methods and channels, carry out targeted promotion of payment services, and enhance the awareness of payment services. Dong Jianjun, President of the Shenzhen Branch of Industrial and Commercial Bank of China, mentioned that in terms of Guangdong Hong Kong Macao connectivity, the Shenzhen Branch of Industrial and Commercial Bank of China has partnered with the Luohu Port Port Port People's Service Center to establish a joint construction point for overseas guest payment facilitation services. It was officially unveiled in March 2024 and has provided payment business consulting services to more than 6000 passengers in Hong Kong, Macao, Taiwan, Southeast Asia, Japan, Europe and America. In addition, the offline POS wildcard services of ICBC Shenzhen Branch have basically covered major scenarios such as "food, accommodation, transportation, travel, shopping, entertainment, medicine, and education"; The online joint Tenpay platform pioneered the upgrade of WeChat binding to foreign card payments and launched a foreign card consumption reduction activity, creating a unique scenario for foreign card payments in the Guangdong Hong Kong Macao Greater Bay Area; Take the lead in carrying out zero wallet redemption business in Shenzhen, focusing on providing door-to-door redemption services for industries such as taxis; All ATMs under the jurisdiction have implemented the "foreign card withdrawal" function, among which, in key areas such as airports and ports, it supports the withdrawal of 10 yuan banknotes in RMB denominations; Introducing cryptocurrency smartphones at port branches to provide convenient cryptocurrency exchange for foreign visitors to China. In terms of account services, Dong