From online insurance, cloud standard verification, remote survey, to client one click reporting, system responsibility determination, rapid claims settlement and other insurance services, science and technology has become the "standard configuration" for Crop insurance institutions to carry out work. Recently, the People's Bank of China, the National Administration of Financial Regulation and other departments jointly issued the Guiding Opinions on Financial Support to Comprehensively Promote Rural Revitalization and Accelerate the Construction of an Agricultural Power, proposing to do a good job in tackling key agricultural core technology financial services and develop rural digital Financial inclusion. As an important part of the rural financial service system, Crop insurance has been focusing on the deep integration of digital technology and agricultural and rural economy in recent years, comprehensively promoting the Digital transformation and upgrading of Crop insurance, and enabling rural revitalization with science and technology. The efficiency of claims settlement has been improved. China is a big agricultural country, and the scale of Crop insurance ranks second in the world and first in Asia. As of the end of 2022, China has achieved an insurance premium scale of 119.2 billion yuan, a year-on-year increase of 23%, providing risk protection of 546 trillion yuan for 167 million households. In the process of Crop insurance "expansion, standard raising and product addition", the power of science and technology cannot be ignored. It has become the industry consensus to enable high-quality development of Crop insurance with science and technology. Make a phone call and click the mobile phone. You can complete Crop insurance insurance without leaving your home. Crop insurance is gradually shifting from face-to-face operation to online operation. Taking Crop insurance as an example, since 2019, Beijing has realized the informatization of the whole process of agricultural insurance. From livestock breeding to mountain countryside, from greenhouse to characteristic planting, intelligent breeding and digital agriculture are everywhere. Data shows that from January to May this year, 115000 households of Crop insurance in Beijing participated in the insurance, provided risk protection of 44.88 billion yuan, paid 640 million yuan of compensation, and benefited 26000 households. It is understood that insured farmers can achieve all the functions of online insurance information collection, subject matter inspection, policy issuance, accident reporting, and compensation payment through various methods such as insurance company phone numbers, mobile apps, and WeChat mini programs. This solves the problems of farmers needing to provide materials repeatedly, signing on site multiple times, difficulty in saving paper policies, and difficulty in on-site inspection by breeding insurance claims insurance companies in the past. The preparation rate, online notification rate and online publicity rate of Crop insurance electronic policy all exceeded 99%, effectively improving the efficiency of claims settlement. In the underwriting process, the system can automatically bring out historical underwriting information. Farmers only need to provide a verification code on their mobile phones once to complete the entire insurance process. The shortest time from successful payment to receiving the electronic policy is no more than two minutes. In the claims process, breeding insurance farmers can choose to use the insurance company app or WeChat mini program for online self-service claims throughout the entire process, without waiting for inspectors to enter the breeding farm, and can view the claims process in real-time. The average claim processing time is nearly 50% shorter than traditional service models. The common problems of traditional Crop insurance, such as complicated insurance procedures, complicated and repetitive archives and non-standard business operations, have been solved to a certain extent. Wang Xuemei, the former second level investigator of the Property and Casualty Insurance Division of Beijing Banking and Insurance Regulatory Bureau, said that the development of science and technology has promoted the cost reduction and efficiency increase of Crop insurance operation, and constantly optimized the service process of the insurance industry by using technology empowerment to achieve