On November 29, the seminar on digital finance helping comprehensively promote rural revitalization was held in Beijing. At the meeting, the Institute of Rural Development of the Chinese Academy of Social Sciences released the Report on China's County Digital Inclusive Financial Index 2022 (hereinafter referred to as the "Report"). The report shows that the overall development level of county level digital inclusive finance in China has continued to improve, and the development gap among provinces has narrowed, among which the central region has the fastest development speed. According to the survey data in the report, low interest rates, flexible repayment methods and cycles are generally considered as the top priority factors influencing the county residents' loan decisions. The research group believes that the digital inclusive financial services provided by financial institutions represented by Internet banks have become an effective supplement to county rural finance. Wei Houkai, Director of the Rural Development Research Institute, pointed out that to accelerate the construction of a powerful agricultural country, digital finance needs to provide strong support. The development of new agricultural business entities cannot be separated from the assistance and support of finance, while the traditional financial services are difficult to effectively meet their financing needs. Digital finance may provide new financing solutions to help accelerate the construction of a powerful agricultural country. "Improving the financial infrastructure and establishing an open and shared agricultural credit information database at the city and county levels are the basis for accelerating the development of digital inclusive finance at the county level. Therefore, there is great potential to improve rural financial services through digital empowerment." Said researcher Sun Tongquan, director of the Rural Finance Research Office of the Institute. The supplementary report on the narrowing of the provincial gap between digital inclusive finance and rural financial system shows that the overall development level among provinces across the country has continued to improve, the gap has narrowed, and the convergence rate has slowed down due to the growing maturity of the county digital inclusive financial market. (The figure shows the development level of county digital inclusive finance in eastern, central, western and northeastern regions.) Measured by the median score of the index, the development level of county digital inclusive finance varies among different regions, with the eastern region having the highest level of development of county digital inclusive finance, followed by the central region, and the western and northeastern regions lagging behind. However, from the perspective of development trend, the central region has witnessed the fastest development for several consecutive years. "The cooperation between Internet banks driven by science and technology and local governments will help to collect and utilize some government and livelihood data in rural areas, expand the customer base, promote accurate digital portrait, digital credit rating and digital credit to customers, and ultimately help to expand the coverage of digital credit and the amount of digital loans to customers in the county." Feng Xingyuan, a researcher at the Institute of Rural Development of the Chinese Academy of Social Sciences, said. Zhang Hongyu, vice president of the Rural Development Research Institute of Tsinghua University and former director of the Department of Policies and Regulations of the Ministry of Agriculture, said at the meeting, "We should focus on the theme of digital technology leading rural industry development, fully release the essential functions of digital economy, aim at the key areas of rural industry development, and use digital technology to boost the development of rural finance." It is understood that Internet banks, represented by online commercial banks, have solved the problem of "data islands" to a large extent in recent years through cooperation with local governments, and effectively alleviated the long-standing problem of information asymmetry in rural finance. "Based on digital risk control technology