The Ministry of Industry and Information Technology and the National Administration of Financial Regulation recently jointly issued the Opinions on Promoting the Normative and Healthy Development of Cyber Security Insurance, which put forward 10 specific opinions on establishing and improving the policy and standard system of cyber security insurance, strengthening the innovation of cyber security insurance products and services, strengthening the development of cyber security technology to enable insurance, promoting the release of demand for cyber security industry, and cultivating the development ecology of cyber security insurance. In recent years, with the development of mobile Internet, the application scope of artificial intelligence, Big data and other technologies has expanded, and Data breach, hacker attacks, Internet fraud and other network security problems have gradually become prominent. Both individuals and businesses should pay attention to network security risks. Network security insurance is an emerging type of insurance that provides insurance protection for network security risks. It has increasingly become an important tool for preventing and transferring network security risks, and plays an important role in promoting the construction of a socialized service system for network security. Last year, China's network security insurance premium scale was about 140 million yuan. Although it doubled compared with 2021, it still accounted for less than 1/10000 of the Property insurance market premium scale. Several industry insiders have stated that China's cybersecurity insurance not only has a significant gap in premium scale compared to developed insurance markets, but also has a primary stage in product types and related services. According to incomplete statistics, there are currently more than 30 insurance companies that have filed over 70 network security insurance products. From the perspective of the existing product insurance coverage, the protection responsibility is mainly divided into two categories: first, to ensure the direct property losses caused to the insured enterprise by network security incidents; The second is to ensure that the insured enterprise engages in network services and is liable for third-party compensation caused by network security incidents. In terms of specific protection responsibilities, network extortion losses, business interruption losses, privacy information or data losses have become the main protection content of network security insurance. In October 2021, the Shanghai Cybersecurity Insurance Special Class was established. ZhongAn takes the lead in terms and product development of the special shift, cooperates with member units in terms of terms design, standard system formulation, etc., and builds a new mode of service support and insurance compensation. The person in charge of relevant business of ZhongAn said that the release of the Opinions will further activate the integration of market network security demand release and insurance product innovation. Through the "insurance+technology+services" model, we aim to help key industry enterprises, especially small and medium-sized enterprises, effectively prevent and transfer network security risks, and strengthen their network security protection capabilities. The innovation of network security insurance products and services is an inherent driving force for the development of China's network security insurance scale, and a powerful measure to promote the high-quality development of the network security industry. The Opinion proposes to enrich cybersecurity insurance products, encourage insurance companies to develop diversified cybersecurity insurance products tailored to the differentiated cybersecurity risk management needs of different industry scenarios. The reporter learned in the interview that PICC Property&Casualty Insurance actively promoted the construction of the network security insurance ecosystem, strengthened product supply, strengthened cooperation with Network Security Services providers, and explored new models to promote network security insurance business. For example, in collaboration with the Zhejiang Branch of the National Computer Network Emergency Technology Coordination Center, we provide vulnerability scanning and traffic monitoring services. In Ningbo, PICC Property and Casualty Insurance Co., Ltd. is exploring and developing services for its clients