Do a good job of judicial "combination boxing" and revitalize the commercial port for a hundred years

2023-02-24

Jinping District, Shantou City, Guangdong Province, is the birthplace of the commercial port of Chaoshan for a hundred years, and now it is full of new vitality. Jinping District now has 194 high-tech small and medium-sized enterprises such as high-end equipment manufacturing and fine chemical industry, and 2 state-level enterprise technology centers, with rapid GDP growth. Behind the accelerated development of small and medium-sized enterprises, the court's escort is indispensable. In recent years, the People's Court of Jinping District, based on the judicial trial function, has created a fair, fair and law-based business environment to help enterprises boost confidence and release vitality. With the word "benefit" in the first place, the two-way protection of living water "thanks to the judge for helping us win the opportunity. We must seize the opportunity and repay the loan on time." In June 2022, after signing a mediation agreement with the bank to extend the loan, Mr. Huang, the head of a Shantou food company, was overjoyed. The company is a food company engaged in foreign trade. In April 2021, the products exported by the food company fell into unsalable market due to the outbreak of epidemic diseases around the world, and the company's loan of more than 500000 yuan to a bank in Shantou also began to become overdue. In order to recover the arrears, the bank appealed to the Jinping District Court in April 2022, requiring the food company to repay the remaining loan principal and interest. "The bank has granted a one-year grace period according to the aid policy, but our sales have not improved, and we are seeing another overdue." Mr. Huang said that the company's overseas sales began to recover slowly in 2022, but now the cross-border logistics supply is slow, and the payment cycle is long, The presiding judge of the case, Li Chuansheng, contacted the relevant persons in charge of the bank, reflected to them the gradually improving production and operation conditions of the food company, and guided the bank to re-evaluate the company's past repayment situation and future repayment ability, hoping to help the enterprise retain the development opportunities in the special period. Under the coordination of the court, the bank believed that the food company met the preferential policy of loan extension, agreed to give them another year to repay the loan principal and interest in installments, and signed a mediation agreement. Capital is the blood of enterprise survival and development. In the process of growing from weak to strong, small and medium-sized enterprises are prone to miss development opportunities due to poor capital flow. How to find the right balance of interests of all parties, seek the maximum common denominator, and implement two-way protection has become a topic before the court. To this end, the Jinping District Court has established a financial dispute mediation room, established a financial dispute litigation and mediation cooperation mechanism with the Shantou Federation for the Protection of Financial Consumer Rights and Interests, strengthened the mediation of financial disputes, and actively promoted the parties to resolve disputes by means of extension, loan renewal or installment payment, so as to make the implementation of financial preferential policies effective. The word "excellent" sets the tone, and implements the production guarantee in good faith "one two! One two!" Before dawn, the fishermen of Niutian Yangnong sideline base in Jinping District shouted loud slogans and dragged the fishing net to deliver the live prawns to the shore. A dozen trucks lined up to load the goods, ready to be sent to various wholesale markets in the city. It is hard to imagine that a year ago, there was not even a shrimp fry here. The 1800 mu pond in the base was originally leased by an aquatic product company to an investment holding group in Shantou City. After adding professional facilities such as sluice, oxygen pump and greenhouse, it was sublet to nearby farmers to cultivate prawns.

Edit:Ying Ying    Responsible editor:Shen Chen

Source:rmfyb.chinacourt.org

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