State Administration of market supervision: strive to fully implement classified management of enterprise credit risk in about three years

2022-01-14

On January 13, the State Administration of Market Supervision issued the opinions on promoting the classified management of enterprise credit risk and further improving the supervision efficiency (hereinafter referred to as the opinions), which proposed to promote the classified management of enterprise credit risk according to law and regulations, scientifically study and judge the risk of enterprise violation of law and dishonesty, and implement hierarchical and classified supervision according to the credit risk level of supervision objects and industry characteristics, Strengthen spot check and inspection for prominent problems and potential risks, realize rational allocation and efficient utilization of regulatory resources, promote accurate supervision, effective supervision, intelligent supervision and fair supervision, improve the comprehensive efficiency of supervision, and better serve the high-quality development of economy and society. In terms of work objectives, the opinions put forward that by the end of 2022, all provincial market supervision departments will establish a general enterprise credit risk classification management mechanism, implement scientific classification of all enterprises within their jurisdiction, and realize the normal application of enterprise credit risk classification results in "double random, one open" and other supervision work. By the end of 2023, the provincial market supervision departments will effectively combine the classified management of enterprise credit risk with the supervision of professional fields, and establish and improve the hierarchical and classified supervision mechanism of enterprises applicable to professional fields. Strive to fully implement the classified management of enterprise credit risk in the market supervision system in about three years, effectively realize the monitoring and early warning of enterprise credit risk, and strive to find, remind and dispose of risks early. According to the opinions, establish an enterprise credit risk classification index system, comprehensively and effectively collect enterprise credit risk information, comprehensively build an enterprise credit risk classification management system, and automatically classify enterprises according to credit risk status. In terms of strengthening the application of classification results and improving the accuracy and effectiveness of supervision, the opinions proposed to explore and improve the supervision of new industries, new business forms and new modes. Enterprises such as new industries, new business forms and new models should refer to the results of credit risk classification, explore and implement more scientific and effective supervision, and effectively plug regulatory loopholes. Dynamically adjust the regulatory policies and measures according to the enterprise's credit risk status, give a certain period of "observation period" to enterprises with low and general credit risk, explore and implement trigger supervision, and give enterprises sufficient development space on the premise of strictly abiding by the safety bottom line; For enterprises with high credit risk, targeted and strict regulatory measures should be taken to prevent potential risks from evolving into regional and industrial prominent problems. In terms of strengthening monitoring and early warning and effectively preventing and resolving risks, the opinions proposes to strengthen enterprise credit risk monitoring and early warning. All provincial market supervision departments should actively promote enterprise credit risk monitoring and early warning in combination with enterprise credit risk classification management, and build a monitoring and early warning module in the enterprise credit risk classification management system. In accordance with the principle of "who approves, who supervises, who is in charge and who supervises", measures such as reminder, warning, interview and inspection shall be taken to dispose of potential risks of enterprises according to law. Strengthen the comprehensive study, judgment and disposal of enterprise credit risk. We should comprehensively analyze the classification results of enterprise credit risk, scientifically study and judge the overall regional and industrial credit risk status, find high-risk areas and high-risk industries as soon as possible, and take targeted random inspection, special inspection and other measures to prevent and resolve risks. (outlook new era)

Edit:Ming Wu    Responsible editor:Haoxuan Qi

Source:jjckb.cn

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