Recently, the people's Bank of China issued the financial technology development plan (2022-2025) (hereinafter referred to as the plan). The plan is formulated in accordance with the 14th five year plan for national economic and social development of the people's Republic of China and the outline of long-term objectives for 2035, puts forward guiding opinions on the development of financial science and technology in the new period, and defines the overall idea, development objectives, key tasks and Implementation guarantee of financial digital transformation. The plan emphasizes that we should adhere to innovation driven development, adhere to serving the aspirations of the people and the real economy, promote the digital transformation of Finance with high quality, improve the modern financial system adapted to the development of digital economy, and contribute to the construction of a new development pattern and the realization of common prosperity. The plan points out that we should adhere to the development principle of "digital drive, wisdom for the people, green, low-carbon, fairness and inclusiveness", inject digital elements into the whole process of financial services on the basis of strengthening the application of financial data elements, aiming at deepening the structural reform of the financial supply side, accelerating the digital transformation of financial institutions and strengthening the prudent supervision of financial science and technology, Digital thinking will run through the whole chain of business operation, pay attention to the scientific and technological drive and data empowerment of financial innovation, promote China's financial science and technology from "column and beam" to a new stage of "accumulation and potential", and strive to realize the leap forward improvement of overall level and core competitiveness by 2025. The plan puts forward eight key tasks. First, strengthen financial science and technology governance, comprehensively shape digital ability, improve the financial science and technology ethics system with multi-party participation and collaborative governance, and build a digital ecology that promotes mutual progress. Second, comprehensively strengthen data capacity-building, promote orderly data sharing and comprehensive application on the premise of ensuring security and privacy, fully activate the potential of data elements, and effectively improve the quality and efficiency of financial services. Third, build a green and highly available data center, set up a safe and ubiquitous financial network, lay out an advanced and efficient computing power system, and further consolidate the "digital base" of financial innovation and development. Fourth, deepen the financial application of digital technology, improve the application system and mechanism of scientific and technological achievements with equal emphasis on safety and efficiency, constantly expand the industrial ecology of openness, innovation and win-win cooperation, and open up the "last mile" of the transformation of scientific and technological achievements. Fifth, improve a safe and efficient financial science and technology innovation system, build an integrated operation center with the integration and linkage of business, technology and data, establish an intelligent risk control mechanism, and fully activate the new driving force of digital operation. Sixth, deepen the reconstruction of financial service wisdom, build diversified service channels, strive to build an obstacle free service system, and provide more inclusive, green and humanized digital financial services for the people. Seventh, accelerate the all-round application of regulatory technology, strengthen the construction of digital regulatory capacity, implement penetrating supervision over financial scientific and technological innovation, and build a strong risk firewall for finance and science and technology. Eighth, do a solid job in the training of financial science and technology talents, continue to promote the construction of standard and rule system, strengthen the implementation of laws, regulations and systems, and escort the steady development of financial science and technology. The plan requires all parties to strengthen organization and overall planning, increase investment, do a good job in monitoring and evaluating the implementation of the plan, and ensure that all tasks are implemented and effective. (Xinhua News Agency)