The 2022 working conference of the people's Bank of China held on December 27 required that the prudent monetary policy should be flexible and appropriate. We will make comprehensive use of a variety of monetary policy tools to maintain reasonable and sufficient liquidity, enhance the stability of the growth of total credit, increase support for the real economy, and keep the growth rate of money supply and social financing scale basically matching that of the real economy. We will improve the formation and transmission mechanism of market-oriented interest rates, promote the steady decline of comprehensive financing costs of enterprises, and continue to transfer profits from the financial system to the real economy. We will enhance the flexibility of the RMB exchange rate and maintain the basic stability of the RMB exchange rate at a reasonable and balanced level. The meeting required to accurately increase financial support in key areas. We will implement the continuous transformation of the Pratt & Whitney small and micro loan support tool and the Pratt & Whitney small and micro enterprise credit loan support plan. We will continue to improve the financial support system for scientific and technological innovation. Correctly understand and grasp carbon peaking and carbon neutralization, and strengthen the overall coordination and orderly promotion of green finance. Continue to improve the ability and level of financial services for Rural Revitalization. Further improve the macro Prudential policy framework and governance mechanism. We will improve the framework for systematic risk monitoring and assessment and carry out macro Prudential stress tests. Steadily and orderly promote the approval of financial holding companies and carry out continuous supervision. Implement additional supervision of systemically important banks. The meeting called for persistently promoting the prevention and resolution of financial risks. We will continue to follow the principles of stabilizing the overall situation, overall coordination, classified policy implementation and accurate bomb dismantlement, do a good job in the risk disposal and resolution of key institutions in a steady and orderly manner, and give full play to the role of the deposit insurance system and industry guarantee fund in risk disposal. Adhere to both standardization and development, strengthen the supervision of capital and platform enterprises according to law, and continue to do a good job in the rectification of online financial platforms. We will steadily implement the prudent management system of real estate finance, better meet the reasonable housing needs of property buyers, and promote the virtuous circle and healthy development of the real estate industry. The meeting also called for deepening financial reform. We will promote the introduction of measures for the supervision of financial infrastructure. We will steadily promote the reform and opening up of the bond market. Further improve the market management system of currency, bills, gold and derivatives. Implement the deposit insurance system. Support relevant departments and local governments to promote the reform of rural credit cooperatives according to local conditions and classification. Steadily improve the internationalization level of RMB. Strengthen support for the construction of RMB offshore center in Hong Kong and promote the healthy development of RMB offshore market. Comprehensively improve the level of financial services and management. Comprehensively promote the construction of financial laws and regulations system. Complete the preparation of the financial development plan for the 14th five year plan with high quality. We will continue to promote the pilot work of regional financial reform. We will continue to strengthen comprehensive statistical monitoring and analysis of the financial industry. We will continue to crack down on cross-border gambling, telecommunications network fraud and illegal payment activities. Strengthen the application and management of financial science and technology. We will steadily and orderly promote the pilot research and development of digital RMB. We will promote the Treasury to better serve the people's livelihood. Implement the management measures for credit investigation business. Promote the application of unified registration and publicity system for movable property financing and accounts receivable financing service platform. Promote anti money laundering in specific non-financial industries. Implement the implementation opinions on promoting the high-quality development of Inclusive Finance. (outlook new era)