At the press conference on financial statistics for the third quarter held on the 14th, sun Guofeng, director of the Monetary Policy Department of the people's Bank of China, said in response to a reporter's question from the economic information daily that with the effective control of the epidemic in recent months, the domestic economic recovery has been good, and the central administrative policy rate and the quoted interest rate LPR in the loan market have remained stable, The market interest rate operates around the central bank's policy interest rate, and the interest rate level generally matches the current economic fundamentals. In the next stage, the people's Bank of China will comprehensively use a variety of monetary policy tools according to changes in the situation, maintain reasonable and sufficient liquidity, support the rational growth of money supply and social financing scale, and provide a good monetary environment to ensure the completion of a well-off society in an all-round way and high-quality economic development. According to the data released by the central bank on the same day, RMB loans from financial institutions increased by 1.9 trillion yuan in September, an increase of 620 billion yuan month on month and 210 billion yuan year-on-year; In September, the increment of social financing scale was 3.48 trillion yuan, 963 billion yuan more than the same period last year; At the end of September, the balance of broad money (M2) was 216.41 trillion yuan, a year-on-year increase of 10.9%, 0.5 and 2.5 percentage points higher than that at the end of last month and the same period of last year respectively. A number of financial data in September exceeded market expectations, and a number of data in the first three quarters showed the characteristics of total growth and structural optimization. According to preliminary statistics, the cumulative increment of social financing scale in the first three quarters of this year was 29.62 trillion yuan, 9.01 trillion yuan more than that in the same period of last year. "The social financing structure in the first three quarters has three characteristics: first, financial institutions have increased their credit support to the real economy. In the first three quarters, the RMB loans issued by financial institutions to the real economy increased by 16.69 trillion yuan, close to the level of 16.88 trillion yuan in the whole year of last year, an increase of 2.79 trillion yuan over the same period of last year; second, the direct income of the real economy from the bond market and stock market Financing has increased significantly; third, the financial system has made continuous efforts in line with the finance, and the government has made great efforts in bond financing, "said Ruan Jianhong, spokesman of the people's Bank of China and director of the Department of investigation and statistics at the press conference. According to Ruan Jianhong, enterprise loans maintained a steady growth in the first three quarters of this year. At the end of September, enterprise loans increased by 12.3% year-on-year, 1.8 and 1.9 percentage points higher than the end of the previous year and the same period of the previous year, respectively. The growth of medium and long-term loans of enterprises has also continued to accelerate since March, and the balance growth rate reached 14.8% at the end of September, the highest since 2018. At the end of September, the balance of Pratt & Whitney small and micro loans reached 14.6 trillion yuan, a year-on-year increase of 29.6%, 6.5 percentage points higher than the end of the previous year, and the growth rate has reached a new high in the last seven months. "The growth rate of broad money (M2) and social financing scale is significantly higher than that of last year, and the financing cost of the real economy is significantly reduced, which strongly supports the real economy. China will become the only country with positive growth among the major economies this year," Sun Guofeng said. Turning to the future monetary policy, sun Guofeng said that China's economic operation is in a critical period of transformation to high-quality development. The monetary policy adheres to the steady orientation, is more flexible, appropriate and accurate, responds to various uncertainties with the certainty of the advantages of the socialist system with Chinese characteristics, improves cross cycle design and regulation, and maintains the normal space for monetary policy, Balance the internal and external balance, handle the relationship between short-term and long-term, and realize the long-term balance of stable growth and risk prevention. He also said that in the next stage, the people's Bank of China will continue to flexibly use a variety of monetary policy tools such as medium-term lending facilities, open market operation, refinancing and rediscount to meet the reasonable short-term, medium-term and long-term liquidity needs of operating institutions, not only maintain reasonable and sufficient liquidity, promote the reasonable growth of money supply and social financing scale, but also do not engage in flood irrigation to do a good job "Six stabilities" and "six guarantees", support high-quality economic development and provide a suitable liquidity environment.