Mr. Wang, who works in Suzhou, Jiangsu Province, opened the "National Medical Insurance Service Platform" app and opened his medical insurance wallet, transferring a sum of money to his father who lives in Xinyang, Henan Province.
Mr. Wang's father, who is over seventy years old and spends a lot on chronic disease medication, can use the money in my medical insurance card to support his parents in their hometown through cross provincial medical insurance. This allows him and his son to share the balance of the same account.
The staff of Suzhou Medical Insurance Bureau introduced that previously, employees' personal medical insurance accounts had achieved intra provincial mutual assistance, but if they were not insured in the same province as their families, mutual assistance could not be achieved. However, cross provincial mutual assistance in medical insurance accounts has solved this problem.
Currently, the number of cross provincial floating population in China is about 150 million. With the implementation of cross provincial mutual assistance in medical insurance personal accounts, employee medical insurance participants can use the medical insurance wallet function to transfer surplus funds in their personal accounts to their family members in other provinces, which can be used for their medical treatment or to pay for their personal contributions to resident medical insurance.
Transferring money through the medical insurance wallet is very convenient, just like transferring money through WeChat. My mother immediately received the money. "Recently, Ms. Qi, who works in Chengde City, Hebei Province, transferred a sum of money to her mother in Qingdao City, Shandong Province through the medical insurance wallet for her mother's resident medical insurance payment.
The latest data provided by the Hebei Provincial Medical Insurance Bureau shows that since the launch of the medical insurance wallet on November 15, 2024, Hebei insured persons have transferred 211 people to insured persons from other provinces, with a transfer amount of 92710.01 yuan. 88 insured persons in Hebei Province used their medical insurance wallets to pay for urban and rural residents' medical insurance premiums, with a total payment amount of 35430 yuan.
At present, 31 pooling areas in 9 provinces including Hebei, Jiangsu, and Sichuan have all opened medical insurance wallets, achieving cross provincial mutual assistance for individual accounts. The nationwide inter provincial mutual aid plan for individual accounts will be implemented by 2025.
The relevant person in charge of the National Medical Insurance Administration introduced that in 2023, the annual income and expenditure of individual medical insurance accounts in China will exceed 600 billion yuan, and the cumulative balance of individual medical insurance accounts that year will be about 1.4 trillion yuan. The expansion of the scope of use of personal medical insurance accounts will further activate the dormant funds in personal accounts, enrich the main users of funds, and benefit the health of a wider range of people.
This work involves over 300 million employees who are covered by medical insurance and nearly 1 billion residents who are covered by medical insurance, with a huge scale, "said Huang Huabo, Deputy Director of the National Medical Insurance Bureau." Our goal is to have none less, for the 'real convenience' of billions of families