In recent times, financial regulatory authorities in multiple regions have issued policies to increase support for inclusive finance, technology finance, green finance, and other fields, guiding the flow of financial "vitality" to key areas and weak links. These policies aim to promote the implementation and refinement of financing coordination mechanisms for small and micro enterprises, intensively implement equity investment funds of financial asset investment companies (AICs), and encourage financial institutions to innovate green financial products. The coordination mechanism for financing of small and micro enterprises has taken effect. Recently, the Chongqing Financial Supervision Bureau issued a document stating that it will accelerate the implementation of a package of incremental policies. Among them, the emphasis is on increasing efforts to assist enterprises. The bureau promotes the convening of a mobilization and deployment meeting for the "Coordination Mechanism for Supporting Financing of Small and Micro Enterprises" in Chongqing, carries out a "Thousand Enterprises, Ten Thousand Households Large Visit Activity", and guides banks within its jurisdiction to improve the due diligence exemption system for inclusive credit. Innovatively utilizing the "whitelist" model of capital flow to push recommended lists of small and micro enterprises to commercial banks to improve the efficiency of bank enterprise docking. Industry insiders say that small and micro enterprises are an important support for market prosperity and improving people's livelihoods. Financial regulatory departments in various regions are vigorously promoting the implementation and effectiveness of the financing coordination mechanism for small and micro enterprises. They are working from both the supply and demand sides to build a precise bridge for banks and enterprises to connect and solve the problems of difficult financing for small and micro enterprises and difficult bank lending. From the perspective of financial institutions, the financing coordination mechanism for small and micro enterprises also provides opportunities for commercial banks to optimize business processes, improve business models, and enhance service quality and efficiency. Everbright Bank stated that since the establishment of the financing coordination mechanism for small and micro enterprises, the bank has actively cooperated with local government work teams, visited small and micro enterprises in industrial parks, communities, rural areas, and commercial districts, and investigated the business situation and financing needs of small and micro enterprises and individual businesses. As of the end of November, Everbright Bank has visited over 1500 enterprises and recommended a list of enterprises for the coordination mechanism of small and micro financing, with a cumulative credit amount exceeding 14 billion yuan. Agricultural Bank of China regards the comprehensive and efficient implementation of the financing coordination mechanism for small and micro enterprises as a key focus of the current development of inclusive finance business Huang Jianqin, General Manager of the Inclusive Finance Division of Agricultural Bank of China, said that Agricultural Bank of China has formed a dedicated team to go deep into parks, communities, and rural areas to obtain the real financing needs of enterprises. Priority should be given to online credit product integration for small and micro enterprises on the recommended list. For offline credit business, establish a green approval channel, optimize the loan process, and improve loan efficiency. At the Suzhou International Cooperation and Development Conference on Science and Technology Finance held recently, the relevant person in charge of the Suzhou Municipal Financial Office stated that Suzhou has cooperated with five AICs to establish equity investment funds and signed contracts with potential investment enterprises in 10 sectors within its jurisdiction. The total scale of the signed funds reached 40 billion yuan, and the subsequent funds will effectively promote the revitalization of traditional industries and the growth of emerging industries in Suzhou. Since the expansion of the AIC equity investment pilot scope, various pilot cities have seized policy opportunities and actively cooperated with AIC to establish AIC equity investment funds to assist local technological innovation and industrial transformation and upgrading. After the pilot landing in Xiamen, we have established a working group for major banks within our jurisdiction and set up a weekly reporting mechanism. Currently, we have signed equity investment strategic cooperation contracts with three AICs with a total scale of 17 billion yuan, and the funds will be mainly invested in strategic emerging industries such as advanced manufacturing, new energy, and smart cities. "The relevant person in charge of Xiamen Financial Regulatory Bureau told a reporter from China Securities Journal. In the view of Liu Xiaoshu, Chief Economist of Qingdao Bank, the expansion of AIC equity investment pilot scope will have a positive impact on the healthy development of technology-based enterprises, the supplementation of financial market system, the optimization and upgrading of industrial structure, and the promotion of commercial banks' own business. Currently, the funding sources of technology-based enterprises mostly rely on direct financing, but the proportion of direct financing in the overall social financing is still relatively low. From the perspective of capital injection, the expansion of AIC equity investment pilot scope means that more funds will flow into the field of scientific and technological innovation, and a sufficient funding environment will help reduce the financing costs of scientific and technological innovation enterprises. The "2025 Economic and Financial Outlook Report" recently released by the Research Institute of Bank of China stated that expanding the scope of AIC equity investment pilot is conducive to AIC leveraging more social funds, strengthening financing support for technology-based enterprises, and enhancing enterprise value through participation in corporate governance. If the current pilot expansion policy achieves good results, the pilot cities may be further expanded to include key cities with abundant scientific and technological innovation resources such as Beijing Tianjin Hebei, Yangtze River Delta, Pearl River Delta, and others. Encourage institutions to innovate green financial products. The Shaanxi Financial Regulatory Bureau actively plans and, based on the actual situation and regulatory responsibilities in Shaanxi, formulates and issues implementation opinions to do a good job in green finance and help protect the ecology of the Yellow River Basin. The Shaanxi Financial Regulatory Bureau recently issued a clear statement that financial institutions within its jurisdiction should optimize the green finance credit approval mechanism. Enrich product services, encourage the development of sustainable development linked loans and green supply chain financing. Accelerate the development of climate insurance and orderly develop meteorological index insurance. Increase financial support for the transformation and upgrading of traditional industries such as petrochemicals, and improve the quality and efficiency of financial services for new energy industries such as solar photovoltaics. Accelerating the modernization of harmonious coexistence between humans and nature, green finance will play a crucial role. Financial regulatory authorities in various regions are continuously promoting financial institutions to play a green finance oriented role and promote the development of local green industries. Many financial institutions are also comprehensively upgrading their green financial product systems to encourage green development of enterprises. For example, Industrial Bank recently announced that it will upgrade its original group green finance product system to a three-level green finance product and service system consisting of "group diversified products+dual carbon service professional products+key industry solution projects". Among them, the dual carbon service professional products cover a series of carbon finance service scenarios such as carbon reduction, low-carbon transformation, and building carbon accounts for service enterprises. Some financial leasing companies are also researching and launching green financial products that link the rates of aircraft and ship leasing products with carbon emissions, providing more fee discounts to corporate customers who control carbon emissions within a certain range. The next step for the banking industry is to take substantive measures to enhance the breadth and depth of green financial services Everbright Bank stated that the banking industry should actively participate in and promote the establishment of a green finance standard system, optimize and improve green credit and bond standards, and improve green insurance standards. Accelerate the improvement of green finance infrastructure, establish and improve the registration and trading system for resource and environmental factors such as pollution rights and water rights. (New Society)