On December 2nd, the National Healthcare Security Administration held a cross provincial mutual assistance launch ceremony for medical insurance personal accounts in Suzhou, Jiangsu Province. It is reported that 31 pooling areas in 9 provinces including Jiangsu and Hebei have recently officially launched the cross provincial mutual assistance function of medical insurance personal accounts. The mutual assistance of medical insurance personal accounts refers to the ability of employees' medical insurance personal accounts to pay for their family members' participation in resident medical insurance and medical expenses. This policy will enrich the main users of funds, reflect the solidarity of family members through thick and thin, and enhance their ability to resist disease risks. The people have a call, and the government has a response. The transition from individual medical insurance account "family mutual assistance" to cross provincial mutual assistance in individual accounts precisely reflects this point. In 2021, the scope of use for employee medical insurance personal accounts has expanded from the employee themselves to their "spouse, parents, and children" who participate in basic medical insurance. This policy solves the problem of an increasing accumulation of personal accounts for healthy individuals within families and insufficient personal accounts for insured individuals with more illnesses. In July of this year, the central government further expanded the scope of mutual assistance for employees' medical insurance personal accounts to their "close relatives" who participate in basic medical insurance. The launch of cross provincial mutual assistance has further improved policy implementation, actively responded to public demands, and strived for more reasonable and effective allocation and use of employee medical insurance personal account funds to better meet the needs of the public for medical treatment. The area of mutual assistance continues to expand, and the effect of mutual assistance is further released. Expanding from within the city to within the province, and then from within the province to across provinces, the medical insurance department is working hard to overcome challenges such as treatment policies, system interaction, information transmission, and data security, while reducing the limitations of regional mutual aid. Gradually solving the problem of "close relatives" being unable to use personal accounts for mutual aid when participating in insurance outside the city. This personal account cross provincial cooperation, relying on the unified national medical insurance information platform, innovatively uses the "medical insurance wallet" as a carrier to empower medical insurance reform through information technology. At present, all provinces in China have implemented intra provincial mutual assistance for employee medical insurance personal accounts, and 23 provinces have expanded the scope of mutual assistance to "close relatives". The amount of mutual assistance from January to October this year reached 36.9 billion yuan. The National Healthcare Security Administration stated that by 2025, it will accelerate the reform of cross provincial mutual assistance for medical insurance personal accounts, and more provinces will achieve cross provincial mutual assistance for medical insurance personal accounts. It is necessary for medical insurance departments in various regions to strengthen cooperation and linkage, grasp relevant work urgently, meticulously, and solidly, further activate the "dormant" funds in medical insurance personal accounts, and benefit more insured people. People's health is the foundation of social development and progress, and basic medical insurance is a major institutional arrangement to reduce the burden of medical treatment on the masses and improve people's well-being. While continuing to implement the national insurance plan, we need to further reform and improve the medical insurance system, focus on the bottlenecks and difficulties reflected by the people, innovate policy measures, make up for weaknesses and strengths, continue to promote the reform of medical insurance payment methods, continuously improve the convenience and accessibility of medical insurance services, create a more complete social security network, better protect the health rights and interests of the people, and effectively enhance the satisfaction and sense of gain of the insured population. (New Society)