Promote the development and growth of specialized, refined, unique and innovative small and medium-sized enterprises

2024-11-12

The Decision of the Third Plenary Session of the 20th Central Committee of the Communist Party of China proposes to establish a mechanism to promote the development and growth of specialized, refined, unique, and new small and medium-sized enterprises. At present, there are 141000 specialized and innovative small and medium-sized enterprises and 14600 specialized and innovative "little giant" enterprises emerging in China. These enterprises have played an important role in promoting new industrialization and developing new quality productivity. How can policies guide small and medium-sized enterprises to enhance their innovation capabilities? How to improve the quality and efficiency of financial services for specialized and innovative enterprises? The reporter interviewed relevant experts. Better utilization of fiscal funds to guide and drive innovation is the driving force behind the development of small and medium-sized enterprises. In recent years, various regions and departments have continuously strengthened the gradient cultivation of high-quality small and medium-sized enterprises, guiding them to focus on their main business and enhance their innovation capabilities, and take the path of specialized, refined, distinctive and new development. 'Specialized, refined, distinctive, and innovative' refers to the development characteristics of enterprises that are specialized, refined, distinctive, and innovative. Specialized, refined, distinctive, and innovative small and medium-sized enterprises focus on segmented markets, have strong innovation capabilities, master certain core technologies, and have good quality and efficiency Yang Dongri, Senior Vice President of CCID Consulting Co., Ltd., stated that guiding and promoting the specialized and innovative development of enterprises can help stimulate their innovation vitality, enhance the stability and competitiveness of their industrial and supply chains, and accelerate the construction of a modern industrial system. In June of this year, the Ministry of Industry and Information Technology and the Ministry of Finance jointly launched a new round of specialized, refined, special and new support policies. The first batch of more than 1000 key "little giant" enterprises were supported by the central government to create new momentum, tackle new technologies, and develop new products ("three new"), and strengthen the supporting capabilities of the industrial chain ("one strong"). Previously, the policy of providing financial support for specialized, refined, and new small and medium-sized enterprises has achieved good results. This year, a new round of financial funding incentive policies will be launched Yang Dongri said that in terms of reward and subsidy standards, the new policy intends to continue using the previous standards, which calculate the amount of rewards and subsidies to local governments based on each enterprise's continuous support for three years, with a total of 6 million yuan per enterprise; In terms of fund utilization, more than 95% of the total reward and subsidy funds are directly allocated by provincial finance departments to "Little Giant" enterprises, which independently arrange and use them around the goals and tasks of "three new" and "one strong". This is conducive to leveraging the guiding and driving role of central fiscal funds, fully unleashing local initiative and proactivity, and motivating more specialized, refined, unique, and new small and medium-sized enterprises to enhance their innovation capabilities Yang Dongri said. Publish a directory of pilot service resources for small and medium-sized enterprises, giving priority to supporting "little giant" enterprises to participate in the application plans of key products and key processes; The implementation of the patent industrialization plan to promote the growth of small and medium-sized enterprises, and the provision of rapid pre examination, property rights confirmation and other intellectual property services for qualified specialized, refined, unique and new small and medium-sized enterprises... The policy "combination punch" continues to exert efforts to support specialized, refined, unique and new "little giants" enterprises to play a leading role and promote the cultivation of technology-based small and medium-sized enterprises in a coordinated manner. Introducing policies such as financial incentives and subsidies, as well as the transformation and utilization of intellectual property rights, will better address the practical problems faced by specialized, refined, and innovative small and medium-sized enterprises in terms of funding, technology, and talent, reduce the cost of technological innovation for enterprises, and enhance their innovation drive Yang Dongri said. Improve the adaptability and accuracy of financial services to meet the full cycle financing needs of enterprises. Jiangsu promotes banking and financial institutions to tailor financial service solutions for specialized and innovative enterprises, and innovate products such as intellectual property pledge loans; Hunan held a "monthly chain" investment and financing docking meeting for specialized, refined, unique and new small and medium-sized enterprises, providing a financing roadshow platform for enterprises... Guiding more enterprises to embark on the path of specialized, refined, unique and new development cannot be separated from the strong support of finance. Specialized and innovative small and medium-sized enterprises have the characteristics of high technological investment and light assets, and have a high demand for long-term stable funds. However, the prospects for technology development and achievement transformation of such enterprises are uncertain, with high risks, and a lack of qualified collateral, often leading to financing difficulties Wang Youxin, a senior researcher at the Bank of China Research Institute, said. In recent years, the adaptability and accuracy of specialized and innovative financial services for enterprises have been continuously improved based on their actual situation. At the beginning of this year, the State Administration of Financial Supervision and Administration issued a notice proposing to "form full lifecycle financial services for technology-based enterprises". In April this year, the People's Bank of China, in conjunction with the Ministry of Science and Technology and other departments, set up 500 billion yuan of re loans for scientific and technological innovation and technological transformation, of which 100 billion yuan was used exclusively to support the initial loans of small and medium-sized technology-based enterprises in the start-up and growth stages. Recently, the Ministry of Industry and Information Technology, in conjunction with the China Securities Regulatory Commission, will launch the third batch of regional equity market "specialized, refined, unique, and new" specialized boards, further facilitating financing channels for specialized, refined, unique, and new small and medium-sized enterprises in the capital market. Wang Youxin stated that, based on the characteristics and development lifecycle of specialized, refined, and innovative small and medium-sized enterprises, financial institutions can design targeted financial products, such as intellectual property pledge financing, accounts receivable pledge loans, etc., and continue to increase the proportion of credit loans and medium - to long-term loans. To meet the financing needs of different enterprises, comprehensive and all-round investment and financing services such as "commercial bank+investment bank", "debt+equity", and "financing+integrated intelligence" can be provided. The risk of technological innovation in enterprises is relatively high, and strengthening risk protection is conducive to enhancing the innovation enthusiasm of enterprises. This year, the compensation policy for the first batch of new materials insurance for the first major technical equipment (set) has been further improved, and characteristic products such as technology investment research and development conversion loss insurance and patent implementation failure cost loss insurance have gradually been implemented, better safeguarding the growth and development of specialized and new enterprises. For specialized, refined, unique, and new small and medium-sized enterprises, the insurance industry should continuously increase its innovation efforts in exclusive insurance products covering all stages of enterprise research and development, production, and sales, improve the supply level of characteristic insurance products such as intellectual property insurance and patent insurance, and provide more comprehensive protection for the innovative development of specialized, refined, unique, and new small and medium-sized enterprises Wang Xiangnan, Deputy Director of the Insurance and Economic Development Research Center of the Chinese Academy of Social Sciences, said. To create a favorable environment for the development of specialized and innovative small and medium-sized enterprises, the China Small and Medium sized Enterprise Service Network was officially launched in July this year, covering 31 provincial-level platforms and 169 local (city) platforms, forming a nationwide network of small and medium-sized enterprise service platforms for the first time. Offline, China has established over 1780 public service institutions for small and medium-sized enterprises. The ability of small and medium-sized enterprises to accomplish great things is an important force in promoting innovation, employment, and improving people's livelihoods. At the same time, small and medium-sized enterprises are prone to difficulties and challenges in terms of funding, technology, talent, and other aspects. Improving the public service system for small and medium-sized enterprises is conducive to cultivating more specialized, refined, unique, and innovative small and medium-sized enterprises Yang Dongri said. Since the beginning of this year, various regions and departments have successively introduced measures to assist enterprises. In terms of talent policies, support "little giant" enterprises to establish postdoctoral research workstations, grant high-level talent recommendation rights, and support specialized, refined, unique, and new small and medium-sized enterprises to pilot the independent evaluation of senior professional titles. In terms of the business environment, we will increase efforts to reduce institutional transaction costs and vigorously promote the reform of "efficiently accomplishing one thing". In terms of technological innovation, we will promote the market-oriented circulation and solution of technology needs for specialized, refined, and innovative small and medium-sized enterprises, deepen the implementation of patent navigation, high-value patent cultivation, and intellectual property strengthening projects. We need to improve the level of enterprise related services by expanding the market, attracting and nurturing talents, promoting financing, and enhancing management, in order to create a favorable environment for the development of specialized, refined, unique, and new small and medium-sized enterprises, and promote the high-quality development of specialized, refined, unique, and new small and medium-sized enterprises Yang Dongri said. (New Society)

Edit:Yao jue    Responsible editor:Xie Tunan

Source:People's Daily

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