The Regulations on Work related Injury Insurance came into effect in 2004, and a new type of work related injury insurance system that meets the needs of China's economic development has been basically formed. In the past 20 years, the number of people participating in work-related injury insurance nationwide has increased from over 45 million to about 300 million. In July 2022, the pilot program for occupational injury protection for new forms of employment in China was officially launched. This reform fully draws on the concepts and practices of the work-related injury insurance system, boldly innovates institutional models and operational mechanisms. This year marks the 20th anniversary of the implementation of the Work Injury Insurance Regulations and the 2nd anniversary of the pilot program for occupational injury protection for new forms of employment. What progress has China made in the field of work injury and occupational injury protection? How do the masses personally feel? The reporter conducted interviews with the human resources and social security departments, as well as multiple local enterprises and employees. About 300 million people are covered by work-related injury insurance. "Six months ago, I had a traffic accident while delivering a package and was injured in multiple places," said Liu Zhimin, a courier in Shangxi District, Yiwu City, Zhejiang Province, China, using Shentong Express. The cumulative cost for subsequent hospitalization, treatment, etc. is about 40000 yuan. After discharge, Liu Zhimin went to the local convenience service center's work-related injury window to apply for work-related injury insurance such as work-related injury identification and loss of labor ability appraisal. More than a month later, nearly 30000 yuan of work-related injury insurance compensation was received. In 2021, the Department of Human Resources and Social Security of Zhejiang Province and other departments issued a notice on further promoting the participation of grassroots express delivery outlets in work-related injury insurance, clarifying the scope of participation, payment base and rate, and benefits enjoyed by grassroots express delivery outlets in work-related injury insurance. The relevant person in charge of the Work Injury Insurance Department of the Zhejiang Provincial Department of Human Resources and Social Security stated that by the end of 2023, 139500 express delivery workers at grassroots express delivery outlets in the province had participated in social security (including work injury insurance), and 53600 employees who did not fully meet the conditions for establishing labor relations had also participated in single type work injury insurance, with a coverage rate of 99.2%. Expanding coverage is an important manifestation of work-related injury insurance to enhance people's well-being and achieve high-quality development The relevant person in charge of the Work Injury Insurance Department of the Ministry of Human Resources and Social Security introduced that in recent years, work injury insurance has continued to promote the coverage of all legally required groups, and China has built the world's largest work injury insurance system. The number of insured individuals has significantly increased. The Ministry of Human Resources and Social Security has successively implemented the second phase of the "Safe Plan" for migrant workers and the third phase of the "Same Boat Plan" special action, promoting priority participation in insurance for grassroots express delivery outlets. The number of people participating in national work-related injury insurance has been increasing year by year from 45.75 million at the end of 2003, and has now reached about 300 million. The system coverage is continuously improving. According to the Work Injury Insurance Regulations, the statutory coverage of the work injury insurance system includes 8 types of employers, including various enterprises, institutions, social organizations, private non enterprise units, and individual industrial and commercial households with employees. In 2021, the "Management Measures for Work related Injury Insurance for Civil Servants" were issued and implemented, which included the group of civil servants in the work-related injury insurance system for protection. Thus, the work-related injury insurance has basically achieved the goal of including all occupational groups with stable labor (personnel) relationships in the system protection. The service level has been comprehensively improved. The human resources and social security department is promoting the provincial-level coordination of work-related injury insurance, further enhancing the efficiency of the use of work-related injury insurance funds and the ability to resist risks. In addition, a mechanism for adjusting and determining work-related injury insurance benefits has been established to better safeguard the legitimate rights and interests of injured workers. In April of this year, the pilot work of direct settlement of cross provincial medical treatment for work-related injury insurance was launched to better solve problems such as high medical advance payment and round-trip reimbursement. Improving the service chain of work-related injury prevention and rehabilitation. China's work-related injury insurance system not only involves medical treatment for employees after work-related injuries, but also continuously improves the service chain of work-related injury prevention and rehabilitation. In Changsha, Hunan Province, the human resources and social security department has promoted the "one meeting, three cards" system in enterprises, resulting in a continuous decrease in the number of work-related accidents for two years. There are many production equipment and operation points in enterprises, and safety production has once become a management difficulty Xiong Wenming, Director of Safety and Environmental Protection at Changsha Zoomlion Environmental Industry Co., Ltd., said that in 2021, the company applied to join the "one meeting, three cards" pilot program, which means holding a "pre shift meeting" before work, posting "safety inspection cards, security operation cards, emergency response cards" in corresponding positions, strengthening risk and hidden danger investigation, greatly reducing employee safety accidents, and controlling the rate of minor injury accidents within 2 ‰. In terms of work-related injury rehabilitation, Hunan has also taken innovative measures to solve problems such as untimely early rehabilitation intervention and unsmooth clinical and rehabilitation referral. In January of this year, Mr. Tan, a sanitation worker, was injured while working and was sent to Xiangya Boai Rehabilitation Hospital. Although the patient was in the stage of applying for work-related injury recognition at that time, in order to not miss the best period of rehabilitation, the hospital intervened in rehabilitation treatment as soon as possible after being informed of their work-related injury rehabilitation rights, "said Ren Chaohui, director of the hospital's Orthopedic Clinical Rehabilitation Integration Center. From treatment, surgery to rehabilitation, there's no need to change wards, it's just that the doctor has been replaced by a rehabilitation doctor instead of a surgeon Mr. Tan said that due to timely rehabilitation training, he recovered relatively well. From a national perspective, China has initially formed a new pattern of work injury prevention. The relevant person in charge of the Work Injury Insurance Department of the Ministry of Human Resources and Social Security introduced that since 2009, the Ministry of Human Resources and Social Security has promoted the pilot work of work injury prevention in various regions three times. In 2020, the Ministry of Human Resources and Social Security and other departments issued the "Five Year Action Plan for Work Injury Prevention (2021-2025)", which identified five key industry areas, determined 40 key cities for work injury prevention, targeted key industries, enterprises, and key populations to achieve full training coverage, and deployed national work injury prevention work during the 14th Five Year Plan period. In order to strengthen the work of occupational injury rehabilitation, in 2015, the Ministry of Human Resources and Social Security established the first batch of regional occupational injury rehabilitation demonstration platforms in Beijing, Shanghai, Guangdong, and Chongqing. In 2023, the Ministry of Human Resources and Social Security and other departments issued the "Guiding Opinions on Promoting the High Quality Development of Work related Injury Rehabilitation", which clarified the development goals of work related injury rehabilitation in the next five years, put forward specific requirements such as improving the work related injury rehabilitation system and standards, and enhancing the level of work related injury rehabilitation services, and further promoted the function of work related injury insurance, which is of great significance for promoting the return of injured workers to society and work positions. With the rapid development of new forms of employment, the protection of occupational injury rights and interests of relevant employees is facing a series of new situations and tasks. We need to explore new systems that meet the needs of the masses based on the characteristics and reality of new forms of employment, "said the person in charge of the Work Injury Insurance Department of the Ministry of Human Resources and Social Security. Occupational injury insurance has been a great help Master Yang is a rider on a real-time delivery platform in Jiangyin City, Jiangsu Province. One year ago, after she was injured in a car accident during delivery, she initiated a professional injury protection report. Soon, the platform service agency called to explain the precautions to her. Later, Master Yang submitted diagnostic reports, medical invoices, and other information online to the insurance company, which were identified as meeting the accident criteria. Including medical expenses, living security fees, disability benefits, etc., I received a total compensation and subsidy of over 50000 yuan, "she said. The relevant person in charge of the Jiangsu Provincial Department of Human Resources and Social Security introduced that the local authorities are exploring the establishment of a 48 hour rapid response mechanism for on-site certification and case tracking. The duration of occupational injury confirmation has been shortened from 30 working days to 15 working days, and it will be transferred to the stages of compensation reimbursement and labor capacity assessment within 3 working days after reporting the case. At present, a total of 1.984 million people in the province have been insured, and the pilot platform has basically achieved full coverage for all employed personnel. In February of this year, Mr. Sha, a delivery rider on a certain platform, suffered a fracture while delivering food in Daxing District, Beijing due to an accident. "I called the platform rider's occupational injury protection hotline and asked customer service to assist in 'one click reporting'." After receiving the report information, the commercial insurance institution guided by the Beijing Municipal Human Resources and Social Security Bureau to handle the occupational injury protection handling work intervened in a timely manner, assisting in the confirmation of occupational injuries, treatment verification and other business processing. Mr. Sha said, "The occupational injury insurance reimbursed more than 70000 yuan in expenses, allowing me to rest assured and recuperate. We are actively promoting the principle of 'doing one thing at a time', optimizing processes, and refining standards According to the relevant person in charge of the Beijing Municipal Human Resources and Social Security Bureau, as of the first half of this year, the number of people participating in occupational injury insurance in the city has reached 899600, with 5611 confirmed occupational injuries. The function of providing a safety net for major injury accidents has been effectively utilized. Seven provinces, including Beijing and Jiangsu, have launched pilot programs for occupational injury protection for new forms of employment. As of the first half of this year, the number of insured persons has exceeded 8.866 million, and all seven platform enterprises participating in the pilot have received orders, achieving overall coverage for all eligible individuals. We will continue to improve the work-related injury insurance system and occupational injury protection policies and measures, and make efforts to promote more equitable coverage, more active protection functions, more standardized management and operation, and warmer handling services. We will expand the scope of institutional protection, optimize the structure and standards of benefits, strengthen the functions of work-related injury prevention and rehabilitation, and effectively enhance the sense of gain, happiness, and security of the masses The relevant person in charge of the Work Injury Insurance Department of the Ministry of Human Resources and Social Security said. (New Society)