In order to deceive students into registering, some public examination training institutions launched so-called "no refund classes" a few years ago. However, when students tried to apply for refunds, it was extremely difficult. According to media reports, a public examination training organization has recently come up with a new way to put second-hand computers, Baijiu and other items on its small programs. Students who have applied for a refund of training courses but have not received it can offset the refund by purchasing the above items. In the past, in order to quickly attract students and compete for cash flow, training institutions came up with gimmicks such as "no refunds". In fact, when we think rationally, this model was suspected of blatant fraud in the beginning, because whether students can really pass the civil service exam depends on many complex factors, and it is not guaranteed by the training institution's own efforts. This is a game of drumming and flower passing, which can only be played if there is a continuous stream of people paying. When the market competition becomes fierce or the number of registrations decreases, the game will immediately collapse. It can be said that the emergence of this model destined for the eventual rupture of cash flow in the future. After the cash flow rupture, the training institution did not try every means to raise funds and fulfill its promises, but instead continued to cheat and play tricks to the end. Using these second-hand computers and Baijiu to pay off debts is actually a secondary injury to students. Because these things themselves may not necessarily be what students need, and the quality is difficult to guarantee, and the pricing power is entirely in the hands of institutions, not the result of market competition. To put it simply, training institutions use a very sneaky way to force students to explain themselves in order to evade their responsibilities. For some students who have been demanding tuition fees for a long time without any results, they can only hold a mentality of being better than nothing and get away with something. The regulatory authorities need to pay timely attention to and handle the practice of public examination training institutions in a reasonable manner. In theory, this is another infringement of consumer rights by training institutions, which should be stopped in a timely manner. However, in reality, regulatory authorities may also have some helplessness and concerns. This type of training institution, at least on paper, has reached the point of "running out of resources", and there are also many people who directly go bankrupt and run away. If forced too hard, this institution will also be broken, and consumer rights will still not be protected. Relevant departments need to explore in detail whether there are better countermeasures. Nowadays, many regulatory authorities have developed countermeasures for the prepayment policy of training institutions. For example, prepaid fees cannot exceed a certain amount and should be deposited into a dedicated account. In the event that the training service is not completed or the consumer disagrees, the training institution cannot use the funds in the dedicated account for other purposes. If these regulations are truly implemented, they can effectively prevent these institutions from playing the game of passing the buck. In addition to dedicated accounts, consumers and regulatory authorities should also be more vigilant about training programs that are clearly unreasonable and suspected of fraud, such as "guaranteed refunds". This is clearly a vicious competition that uses any means necessary to attract customer traffic, and the ultimate consequence may be that consumers have to pay the bill. In short, when certain training institutions show their deceitful behavior, regulators should respond promptly and maintain a consistent attitude of not tolerating commercial speculation and manipulation. (New Society)