In recent years, multiple industries have innovated the application scenarios of artificial intelligence technology, such as bank intelligent robots and virtual hosts, providing more and more convenient and intelligent services to the public. However, there are also criminals who use "AI onomatopoeia" and "AI face swapping" to create false images and audio and video by integrating the faces and voices of others, and impersonate others to lure victims into transferring funds and other criminal acts. This type of fraud is diverse and difficult to distinguish, making it easy for consumers to fall into scams. Experts remind consumers to be vigilant against fraudulent activities carried out using AI technology to protect personal and family property safety. The Consumer Rights Protection Risk Warning issued by the State Administration for Financial Supervision and Administration introduces that using AI technology to commit fraud mainly involves two methods: "onomatopoeia" and "face swapping", that is, by simulating the voice or image of others to gain trust and then defraud money. Criminals usually use excuses such as "online store customer service", "marketing promotion", "recruitment of part-time jobs", and "dating" to contact consumers and collect voice or facial information through WeChat, QQ, phone, and other means. Reuse technologies such as "onomatopoeia" and "face changing" to synthesize false audio, video, and images of consumers, and use excuses such as borrowing money, investing, and emergency assistance to induce their relatives and friends to transfer funds or provide sensitive information such as bank account passwords, and then immediately transfer funds. In addition, criminals may also artificially synthesize audio and video recordings of celebrities, experts, officials, etc., using their identities to spread false information and achieve fraudulent purposes. Experts say that "seeing" online channels may not necessarily be true. A major feature of synthetic techniques such as onomatopoeia and facial contouring is the ability to confuse fake with real. Criminals can easily disguise themselves as others using such techniques, and carry out fraud by quickly screening target audiences and accurately customizing fraud scripts. Therefore, when it comes to financial transactions, a "very familiar phone call" or a "seemingly familiar video" can all be scams by criminals, and consumers should be vigilant. To protect the legitimate rights and interests of financial consumers, the Xiamen Regulatory Bureau of the State Administration for Financial Supervision and Administration reminds consumers that the identity of the other party must be verified when making transfers and remittances. For messages sent online by self proclaimed "relatives, friends," or acquaintances, if they include requests for transfer and remittance, providing personal information, or providing SMS verification codes, one should remain highly vigilant and use various methods to confirm the identity of the other party. Experts explain that although the fake packaging of "AI onomatopoeia" and "AI face changing" can realistically mimic the language and behavior of the original characters in calls and videos, there are still shortcomings, such as low blink frequency, uncoordinated eye movements, unnatural facial expressions, mismatched lip shapes, and incoherent sentences. If the above abnormalities are found during video and voice communication with family and friends, consumers should immediately be alert. When the identity of the other party cannot be confirmed, transfer operations should be avoided as much as possible. In addition, consumers should improve their awareness of personal information protection, try to avoid exposing too much personal photos, sounds, videos and other information on the Internet, and be particularly alert to informal software that needs to input personal information. When opening "location service", entering "ID number" or entering "face recognition information", "fingerprint identification information" and other personal biological information, be careful; Discovering AP