The Central Economic Work Conference proposed that "a prudent monetary policy should be flexible, moderate, precise, and effective." In 2023, a prudent monetary policy will be precise and powerful, creating a favorable monetary and financial environment for economic operation. Since the beginning of this year, various monetary policy tools have been comprehensively utilized, strengthening countercyclical and cross cyclical adjustments, and leveraging the dual functions of both quantity and structure to provide strong support for the economic recovery. How was the quality and efficiency of financial services for the real economy last year? How to create a favorable monetary and financial environment for high-quality economic development in the new year? Policies are being strengthened to serve the recovery of the real economy. The engine and power battery are being assembled in sequence, and every 60 seconds, a new energy vehicle is taken offline. At the beginning of the new year, in the global headquarters building of BYD Group in Pingshan District, Shenzhen, Guangdong, the final assembly workshop is operating at full capacity. In 2023, BYD's annual sales of new energy vehicles exceeded 3 million for the first time, once again winning the global new energy vehicle sales championship. Within the same building, a financial "engine" is also continuously operating. Two years ago, China Construction Bank Shenzhen Branch established a BYD branch here, with BYD as the center, extending upstream and downstream to deliver financial nutrients to the various capillaries of this giant industrial chain. "Looking upstream, BYD has over ten thousand direct suppliers, most of whom have short, frequent, and fast funding needs. Many enterprises are facing financial difficulties under the explosive growth trend of new energy." The relevant person in charge of BYD's branch said that in response to this pain point of upstream enterprises, the Shenzhen branch has cooperated with BYD to build a "Di Chain Supply Chain Information Service Platform" to provide accounts receivable management and financing services for its upstream supply chain suppliers. At present, the cumulative number of upstream enterprises served exceeds 3000, with a cumulative investment amount exceeding 60 billion yuan. "Looking downstream, BYD's car sales have exploded, and the financing demand for dealers to purchase vehicles has increased." The person in charge introduced that BYD's branch directly connects the downstream bill system with the "BYD sales service system" to issue bank acceptance bills for dealers online, improving dealer financing efficiency. At the same time, it has also enhanced BYD's management ability for dealers and the bank's risk control ability for dealers. At present, the bank has served nearly 300 downstream customers of BYD, with a bill balance of 5.607 billion yuan. From point to chain, quality improvement and expansion, along the industrial Internet and digital platform, CCB Shenzhen Branch continues to extend the financial service radius and improve the efficiency of financial services through supply chain finance. In 2023, guided by a prudent monetary policy, finance will provide strong support for the recovery and improvement of the real economy. The People's Bank of China has lowered the reserve requirement ratio twice, maintaining reasonable and sufficient liquidity, and promoting a moderate and stable pace of monetary credit. The cumulative increase in social financing scale for the whole year was 35.59 trillion yuan, 3.41 trillion yuan more than the previous year. Among them, RMB loans issued to the real economy increased by 22.22 trillion yuan, an increase of 1.18 trillion yuan year-on-year. The People's Bank of China twice