Recently, the People's Bank of China, the State Administration of Financial Regulation, and the China Securities Regulatory Commission jointly held a symposium on financial institutions. The meeting pointed out that it is necessary to optimize the structure of fund supply, activate existing financial resources, increase financial support for major strategies, key areas, and weak links, and enhance the sustainability of financial support for the real economy. This meeting reflects the purpose of financial services for the real economy and demonstrates policy determination. Not long ago, the Party Committee of the People's Bank of China and the Party Group of the State Administration of Foreign Exchange held an expanded meeting, focusing on "adhering to the purpose of financial services for the real economy" as a key task, emphasizing the full play of the total and structural functions of monetary policy tools, and better supporting major strategies, key areas, and weak links such as technological innovation, private small and micro enterprises, advanced manufacturing, and green development. From the presentation of the meeting content, both meetings further emphasized the precise guiding role of structural monetary policy tools. In the context of accelerating the optimization and upgrading of industrial structure and promoting high-quality economic development, structural monetary policy tools are indispensable, prominent, and of great significance. In recent years, the central bank has continuously optimized its credit structure and launched structural monetary policy tools, fully leveraging the significant role of finance in economic structural adjustment. Our country's structural monetary policy tools focus on key areas, are diverse, combine long and short, and are practical and effective. They include long-term tools such as agricultural re loans, small-scale re loans, and rediscounts, as well as phased tools such as small-scale micro loan support tools, mortgage supplementary loans, carbon emission reduction support tools, and technological innovation re loans. As of the end of September, the total balance of structural monetary policy instruments was RMB 7.018 trillion. The strong development of structural monetary policy tools has maintained strong vitality and drive for the real economy entities in China, and has also promoted the rapid development of strategic emerging industries, high-tech industries and other new economic drivers, continuously forming new productive forces, and providing strong support for the sustained and stable recovery of the macro economy. Next, we need to further utilize structural monetary policy tools, fully leverage their precise guidance role, and consolidate the industrial foundation for high-quality development of the real economy. To give full play to the precise guidance role of structural monetary policy tools, we need to focus on the future and focus on stimulating the financing needs of business entities in key areas such as science and technology innovation, green, elderly care, and digital. Financing needs are a true manifestation of the development willingness of business entities. The stronger the financing demand, the stronger the development willingness of the business entity. Good expectations are the prerequisite for business entities to establish confidence, actively raise funds, and have the courage to develop. The major business decisions of any business entity are based on the future, not the present. Only when future business opportunities loom and expected returns are substantial, are business entities willing to expand investment, boldly raise funds, and pursue their dreams for the future. According to the statistics report on financial institution loan investment in the third quarter of 2023 released by the central bank, as of the end of the third quarter of 2023, there were 212800 technology-based small and medium-sized enterprises supported by loans, with a loan acquisition rate of 47%, 2.7 percentage points higher than the end of the previous year; The balance of green loans was 28.58 trillion yuan, a year-on-year increase of 36.8%, 26.6 percentage points higher than the growth rate of various loans, and an increase of 6.98 trillion yuan compared to the beginning of the year. From relevant data, in the first three quarters, the business operations in areas such as science and technology innovation and green development