Uncover the scam behind the "zero down payment" in Wenzhou Longwan: Issue social governance and prosecution suggestions to relevant departments on the issues reflected in the case, and promote comprehensive governance of the local real estate market. Prosecutors verify relevant evidence materials with third-party companies. In November 2021, the news report of "20 homeowners encountering a buying scam" attracted widespread attention in Wenzhou, Zhejiang Province. After seeing the report, the prosecutor of Longwan District Procuratorate in Wenzhou City quickly followed up. Recently, with the successful completion of the housing fraud case involving over 39 million yuan, 28 victims were finally able to sleep soundly. You have really found the right person to purchase a house with a "zero down payment" policy. Our company has recently launched a "zero down payment" policy, and you only need to cooperate with me to ensure that you can buy a house without any principal. "In June 2021, Zhang Li, Zheng Fei, and others from a real estate agent in Wenzhou introduced them to Xiao Zhu who is interested in buying a house. Xiao Zhu has just arrived in Wenzhou from another city and is very excited about the "zero down payment" home purchase launched by this real estate agent. Don't worry, you don't need to make a down payment. Give me the relevant documents and I'll help you get everything done! When the loan comes down, you can rent out the house and use the rent to pay off the loan interest. Isn't that great? You can buy a house without paying a penny? Although he didn't think it was possible, Xiaozhu took a try attitude and agreed with Zhang Li, Zheng Fei, and others to purchase a property worth 5 million yuan with a "zero down payment". A few days later, Xiaozhu received a call from an intermediary company informing him to go to the Wenzhou Citizen Center to handle property transfer. Subsequently, with the help of Zhang Li, Xiaozhu successfully obtained a loan. According to the agreement, Xiaozhu will transfer the money to the intermediary company for payment of the remaining house price of the original homeowner. In this way, Xiaozhu successfully purchased a property worth 5 million yuan without spending a penny. Xiaozhu has always been immersed in the joy of encountering the good thing of "pie falling from the sky". One day in October 2021, he suddenly received a phone call from the original homeowner Mr. Lin, saying, "Why hasn't the remaining house payment been transferred to me since we agreed to take out the loan for the house?" Although Xiaozhu had already paid the mortgage payment for the house to the intermediary, he was puzzled. After meeting with the original homeowner Mr. Lin, he realized that both parties might have been deceived by the intermediary, So the two reported the case. Surprisingly, there are no free lunches in the world, and the public security organs have accepted multiple reports of similar situations. After receiving a 30% down payment, I was willing to cooperate with the property transfer procedures. As agreed, the buyer went to the bank to apply for a loan and paid the final payment within three months. However, after three months, I did not receive the final payment, "said Mr. Wang, a homeowner who had similar experiences. As a "middleman," Zhang Li coaxed "zero down payment" homebuyers and original homeowners into a group of transactions. Originally, Zhang Li hired Zheng Fei, Chen Ke, and others as intermediaries to gain customer trust. While accepting the homeowner's commission to sell the property, he specifically searched for people like Xiao Zhu in the market who did not have the ability to buy a house but wanted to buy it. He proposed a "zero down payment" plan to them, claiming that the intermediary would first make the down payment, and then mortgage the loan to the bank after the house was transferred, and then use the loan to pay the down payment