(Reporter Xiong Jian) The 2024 "Beijing Inclusive Health Insurance" was officially released in Beijing recently, with relevant leaders from government departments such as the Beijing Municipal Medical Security Bureau, the Beijing Local Financial Supervision and Administration Bureau, and the Beijing Regulatory Bureau of the State Financial Supervision and Administration attending the press conference. The "Beijing Universal Health Insurance" for 2024 is mainly underwritten by People's Insurance of China and China Life Insurance, jointly underwritten by Taikang, Pacific Insurance, Ping An Insurance of China, and Beijing Life Insurance. The main operating platform is provided by Yidu Cloud. The product guarantee plan is closely linked to basic medical insurance, further improving the anti risk ability of Beijing citizens when facing high medical expenses. In the new year, products will continue to adhere to the basic principle of inclusiveness and benefit the people. The annual premium is 195 yuan per person, and the price remains unchanged, with a maximum guarantee of 3 million yuan. As the only inclusive commercial supplementary medical insurance supervised by the government in Beijing, the "Beijing Inclusive Health Insurance" was first launched in 2021 and has been insured by over 6 million people over the past two years. In the past two years, the government has strengthened guidance and supervision to ensure that products are fully compensated and fully protect the rights and interests of insured individuals. As of now, the maximum compensation amount for a single compensation case exceeds 630000 yuan, with the maximum compensation age being a 103 year old fracture patient and the minimum compensation age being a 1-year-old leukemia child. This has effectively provided timely protection for insured families and enhanced the sense of access, security, and happiness of the people to medical treatment. Li Mingxiao, Secretary of the Party Committee and Director of the Beijing Regulatory Bureau of the State Administration of Financial Supervision and Administration, stated that "Beijing inclusive health insurance" has become a beneficial practice on the development path of commercial health insurance with Chinese characteristics. The "Beijing Inclusive Health Insurance" has achieved innovation in three aspects: protecting the population, coverage, and claims settlement. Especially, it includes the elderly, those with past illnesses, and new citizens in the coverage, reflecting the characteristics of inclusive and benefiting the people. It not only breaks the traditional principles of commercial insurance, but also breaks the geographical scope of insurance, while expanding the scope of beneficiaries, fully reflecting the strong development of inclusive finance in the Beijing insurance industry, Actively exploring the promotion of common prosperity. (New News Agency)