Recently, Chen Renhua, former member of the Party Committee and Deputy General Manager of Jiangxi Construction Engineering Group, was expelled from the Party and public office, and was reported to have engaged in profit-making activities in violation of regulations, lending to management service recipients to obtain large returns. Previously, the notifications to Wu Cha, former deputy director of the Standing Committee of the People's Congress of Baiyin City, Gansu Province, and Liu Xinlin, former deputy general manager of the Development and Investment Group of Chenzhou City, Hunan Province, also involved issues such as illegal lending to management service recipients for profit. Looking at the essence through the phenomenon, as a manifestation of new and hidden corruption, the illegal lending and interest collection behavior to management service objects is merely putting on a "legal" appearance for bribery and bribery behavior. Within the legal borrowing interest rate range stipulated by law, normal private lending and interest collection behavior between equal civil subjects should be protected. But if public power intervenes, when one party is a leading cadre and the other is a management service object, the equal status of both lending and borrowing parties will change, and lending activities may be directly or indirectly influenced by power and position, leading to the alienation and abuse of power, evolving into profit transmission and power money trading. In reality, some management service objects borrow at high interest rates from leading cadres through various nominal means, some leading cadres use their positions to force loans to business owners, and some leading cadres obtain low interest loans from banks or borrow at no or low interest rates from management service objects, and then use their powers or positions to influence the transfer of funds at high interest rates to management service objects. These are all concrete manifestations of using loans for personal gain. On the surface, borrowing is money, Essentially, borrowing is power. For example, Liu Xinlin illegally lent more than 2 million yuan in interest to his management service clients from 2012 to 2017; Yin Zhong, former secretary of the Longchang Municipal Party Committee in Sichuan Province, borrowed 2.2 million yuan from Li, the general manager of a certain company, at an annual interest rate of 60%. When Li proposed to repay the principal and interest at an annual interest rate of 24%, obstacles were set during project review, and it was not approved until Li agreed to pay according to the original plan. It can be seen that the illegal lending of leading cadres for profit is essentially a power and money transaction, with the management of the target at high interest rates and receiving the other party's "return for good", seriously infringing on the integrity of party members and cadres in their positions. The lending relationship that relies on the influence of position and authority, no matter how covert and varied it may be in form, is the alienation and abuse of public power. We must strictly enforce discipline and law enforcement, strengthen the deterrence of discipline and law, and build a solid defense line for the standardized and clean operation of power by consolidating responsibility, strict supervision, and warning education. On the one hand, the situation of private lending can be listed as a proactive and mandatory content in major event reports and anti-corruption archives for leading cadres; On the other hand, big data tools can be fully utilized to coordinate relevant functional department information for combination query, comparative verification, and dynamic supervision, promoting the governance of illegal lending both online and offline. (New News Agency)