The report of the 20th National Congress of the Communist Party of China (CPC) proposed that "we should strive to solve the people's urgent problems", "enhance balance and accessibility, and promote common prosperity", which is the most intuitive interpretation of the concept of "taking the people as the center". At present, China's economic development faces triple pressures of demand contraction, supply shock and weakening expectations. The Outline of the Strategic Plan for Expanding Domestic Demand (2022-2035) issued by the CPC Central Committee and the State Council points out the direction and path for China's economic development in the next decade. Household consumption is an important component of domestic demand. Although income is the basic factor of household consumption, the impact of household economic risks on household consumption cannot be ignored. In terms of family economic risks, we should not only focus on single risks, but also on the overall risk changes caused by changes in family balance sheets caused by various risks. Reducing economic risks and narrowing the differences in household economic risks are the guarantee for improving residents' consumption expectations. The boost of domestic demand is an important means to accelerate the transformation of the economic growth mode, and also an inevitable choice for China to build a new development pattern with the domestic big cycle as the main body and the domestic and international double cycles promoting each other. Family consumption is the main force of domestic demand. Affected by the domestic and foreign economic environment, family risk awareness has increased, the demand for family activities such as production and investment including consumption has weakened, and family preventive savings have increased. Reducing household economic risks will help improve household consumption propensity and repair the imbalance between strong production and weak demand. To boost domestic demand, especially household consumption, we need not only to strengthen the basic role of income, but also to formulate long-term strategic plans from the macro level, strengthen the construction of basic, inclusive and inclusive livelihood security in multiple dimensions and means, reduce family economic risks, narrow the differences in family economic risks, and improve household consumption. Take economic construction as the center, increase family income and reduce family economic risks. Development is the first priority, and economic growth is the main means to increase family income and reduce family economic risks. Regional coordinated development is one of China's important national strategies for a long time in the future, and also one of the new growth poles of China's future economic development. Through the comprehensive coordination of ecology, people's livelihood and transportation in the region, regional coordinated development can not only comprehensively reduce the economic risks of families in the region, but also reduce the differences of economic risks among families in the region; Increase investment in infrastructure, accelerate the implementation of rural revitalization strategy, provide more employment opportunities for families, and increase family wage income; We will improve the capital market, increase family inclusive financial education, and increase property income. We will optimize and improve the social security system, give full play to the bottom-up role of the social security system, reduce family economic risks, and improve family consumption expectations in the future. Social security is an important guarantee of common prosperity, and also a ballast stone of family economic risk management. It not only ensures the stability of family cash flow, but also improves the family's ability to resist risks. Optimize the construction of the social security system, and further improve the coverage of the legal population