The loan of inclusive small and micro enterprises of large state-owned banks has exceeded the annual growth target of 1.6 trillion yuan; In the first 10 months, the interest rate of newly issued loans for inclusive small and micro enterprises nationwide was 5.28%, down 0.42 percentage points from 2021; By the end of September, the loan balance of private enterprises had reached 59.7 trillion yuan, a year-on-year increase of 12.4%... Recent data shows that financial assistance to private, small and micro market entities has continued to achieve "incremental, expansion and price reduction". With the accelerated implementation of the early policies and the subsequent implementation of more high "gold content" policies, private small and micro enterprises are expected to receive more support in terms of delaying repayment of principal and interest, financing expansion, price reduction and quality improvement. At the same time, financial institutions further improve service quality and efficiency through financial technology empowerment. Accurately and directionally help market players: "Without the help of CCB, we might have posted a note of" Wangpu Transfer ". Now the passenger flow has recovered to the previous level, and there is no problem in the payment of rent and wages. It really helps us solve the" top priority "!" Zhou Mingchun, owner of a barber shop in Foshan, Guangdong Province, said, "You are beautiful.". "The rent of the shop is 20000 yuan, the salary of the staff is 80000 yuan, and together with the water, electricity, property and other expenses, the monthly fixed expenditure is more than 100000 yuan." Many enterprises, especially private enterprises and small and micro enterprises, are facing similar difficulties as Zhou Mingchun, and urgently need bank support to solve the capital problem. "Private enterprises, small and micro enterprises are the main force of stable employment, but these enterprises often have poor risk resistance, and their operations are more vulnerable to the impact of economic fluctuations." Zhang Xu, chief fixed income analyst of Everbright Securities, said. After learning about Zhou Mingchun's predicament, the local CCB recommended him the "Shandandai" inclusive financial product, which can be guaranteed by the government financing guarantee fund to increase the credit of small and micro enterprises. "On the second day of the application, CCB released 2.5 million yuan of 'Shandang Loan' to our account. More than ten employees' salaries have been secured, and the store can continue to operate." Zhou Chunhua said. The rapid follow-up of banking services can not be separated from the support of financial policies that are advanced and timely strengthened. In the macro prudential assessment (MPA), the central bank periodically increased relevant assessment indicators such as financing of small and micro enterprises and private enterprises, and guided financial institutions to support small and micro enterprises and private enterprises. The CBRC has repeatedly stressed that it should strengthen its efforts in key areas, including private enterprises, small and micro enterprises, and require financial institutions to take the initiative to provide credit and other services under the principle of marketization. If the "real gold and silver" is in place earlier, the enterprise will have more vitality. The data shows that the policies for private enterprises, small and micro enterprises and other market entities have been accelerated. From the perspective of total amount, by the end of October, the loan balance of national inclusive small and micro enterprises had reached 22.9 trillion yuan, an increase of 23.8% year on year, 13.1 percentage points higher than the growth rate of various loans. By the end of the third quarter, the loan balance of private enterprises had reached 59.7 trillion yuan, up 12.4% year on year, of which the credit loan of private enterprises had increased by 28.7% year on year, much higher than the average growth rate of private enterprise loans. In terms of cost, in the first 10 months of this year, the loan interest rate of the newly issued inclusive small and micro enterprises nationwide was 5.28%, down 0.42 percentage points from 2021.