Stabilizing the loans for real estate development and construction enterprises, and supporting the reasonable demand for individual housing loans; Continue to promote and expand the bond financing support tools for private enterprises, and support private enterprises, including real estate enterprises, to issue bonds for financing; On the basis of special loans from previous policy banks, we launched a loan support plan for commercial banks to guarantee the delivery of buildings; Support high-quality real estate enterprises to use pre-sale regulatory funds rationally... In recent days, many departments have introduced a number of powerful and targeted measures to promote stable and orderly real estate financing. The insiders said that a number of financial support policies issued by the financial sector will help to maintain the stability of the financing needs of high-quality real estate enterprises and speed up the settlement of risks of troubled real estate enterprises, further stabilize market expectations and confidence, and promote the healthy and sustainable development of China's real estate market. In order to maintain the stability and order of real estate financing, the People's Bank of China and the China Banking and Insurance Regulatory Commission recently jointly issued the Notice on Doing a Good Job in the Current Work of Financial Support for the Steady and Healthy Development of the Real Estate Market (hereinafter referred to as the "Notice"), which introduced a number of measures, including stabilizing the issuance of real estate enterprise development loans and construction enterprise loans, supporting the reasonable demand for personal housing loans, supporting development loans Trust loans and other stock financing should be extended reasonably to maintain the basic stability of bond financing. At the same time, the Notice also made specific policy arrangements on actively providing financial services of "building guarantee and delivery", actively cooperating in risk management of troubled real estate enterprises, periodically adjusting some financial management policies, and increasing financial support for housing leasing. The Notice has aroused widespread concern in the market. Lou Feipeng, a researcher of Postal Savings Bank, told the Economic Information Daily that the Notice clearly "sticks to the two unswervingly", treats state-owned, private and other real estate enterprises equally, and meets the reasonable financing needs of real estate projects according to the market-oriented principle; In terms of personal housing loans, we will continue to support the differentiated credit policy of "implementing policies based on the city", and reasonably determine the down payment ratio of housing loans and the lower limit of loan interest rate policy in various regions. In addition, the financing entities involved in the Notice cover the financing needs of residents on the demand side, real estate enterprises and construction enterprises on the supply side. The financing methods include real estate development loans, trust loans, bond financing, etc. The financial policy instruments provide "reassurance pills" for incremental and stock financing, which are more comprehensive and systematic. Recently, the CBRC, the Ministry of Housing and Urban Rural Development and the People's Bank of China jointly issued the Notice on the Work of Commercial Banks Issuing Letters of Guarantee to Replace Regulatory Funds for Pre sale, allowing commercial banks to make independent decisions on the basis of fully evaluating the credit risk, financial status, reputation risk, etc. of real estate enterprises, and carry out the business of replacing regulatory funds for pre-sale with letters of guarantee with high-quality real estate enterprises. This action can support high-quality real estate enterprises to reasonably use pre-sale regulatory funds and prevent and resolve the liquidity risk of real estate enterprises. In addition to the People's Bank of China and the CBRC, Yi Hui, Chairman of the CSRC, said in his speech at the 2022 Financial Street Forum Annual Meeting the full day before that, he should pay close attention to the difficulties and challenges faced by the real estate industry, support the implementation of the plan to improve the balance sheet of high-quality real estate enterprises, and continue to support the reasonable bond financing needs of real estate enterprises,