The data released by the China Banking and Insurance Regulatory Commission on the 15th showed that at the end of the third quarter of this year, the balance of non-performing loans of China's commercial banks was 3 trillion yuan, an increase of 37.3 billion yuan over the end of the previous quarter; The non-performing loan ratio of commercial banks was 1.66%, down 0.01 percentage points from the end of last quarter. Data shows that at the end of the third quarter, the balance of normal loans of commercial banks was 177.5 trillion yuan, including 173.5 trillion yuan of normal loans and 4 trillion yuan of special interest loans. In terms of serving the real economy, at the end of the third quarter, the loan balance of banking financial institutions for small and micro enterprises was 58 trillion yuan, including 22.9 trillion yuan for inclusive small and micro enterprises with a total single credit of 10 million yuan or less, an increase of 24.1% year on year. In terms of risk offsetting capacity, the balance of loan loss reserves of commercial banks at the end of the third quarter was 6.1 trillion yuan, an increase of 128.5 billion yuan over the end of the previous quarter; The provision coverage rate was 205.54%, 1.75 percentage points higher than that at the end of last quarter. (Liu Xinshe)