Recently, the People's Bank of China and other departments issued the overall plan for the three pilot areas of inclusive financial reform, and regional financial reform continued to advance. In recent years, a number of financial reform and innovation policies, such as inclusive finance, green finance, science and innovation finance, have taken the lead in the pilot area, helping to coordinate the development of regional economy. As one of the key points of the regional financial reform pilot, the inclusive financial reform pilot zone was expanded again. Recently, the overall plan of the inclusive finance reform pilot zone in Tongchuan, Shaanxi, Lishui, Zhejiang and Chengdu, Sichuan was released, further accumulating replicable and replicable experience for the development of inclusive finance nationwide. From 240000 households at the end of 2015 to 550000 households at the end of July 2022, this is the change in the number of local small and micro loan households since Taizhou City, Zhejiang Province, was approved as a pilot area for small and micro enterprise financial service reform and innovation in 2015. During this period, the balance of small and micro loans in Taizhou doubled to 575.1 billion yuan. Relevant people from the People's Bank of China believe that with the solid promotion of inclusive finance and small and micro finance reform and innovation pilot projects in many places, the achievements of poverty alleviation have been consolidated, and effectively connected with rural revitalization, and the coverage and availability of financial services have been significantly improved. The regional financial reform adheres to serving the real economy as the starting point and foothold to better meet the diversified financial needs of the real economy in the pilot areas. (On June 14, 2022, the staff of an outdoor products company in Sanmen County, Taizhou City, Zhejiang Province worked in the production workshop of assault suit.) At the same time, regional financial reforms such as green finance, science and innovation finance, and financial support for the construction of the pilot free trade zone are also continuing to advance. Data shows that by the end of June 2022, the balance of green loans in the pilot zone is 1.1 trillion yuan, accounting for 11.7% of its total loans, 2.2 percentage points higher than the national average. In the first half of 2022, the net inflow of goods trade in the provinces where the pilot free trade zones are located will be 640 billion yuan, and the cross-border RMB capital flow will be stable and orderly. According to the relevant personage of the People's Bank of China, in recent years, regional financial reform has achieved positive results, guiding financial institutions to improve the level of regional innovation and development of financial services, promoting the rational flow and efficient agglomeration of various factor resources among regions, and promoting the formation of a growth power source with urban agglomeration as the main form. The reporter learned that risk prevention has always been put in an important position in the process of first try, and special arrangements have been made in the pilot program. For example, in Hainan and other places, we will explore and build a cross-border financial management system based on electronic fence to achieve "manageable and open" cross-border funds. In the pilot project of "Cross border Financing Link" in the Guangdong Hong Kong Macao Greater Bay Area, the mainland and Hong Kong Macao financial regulatory authorities negotiated to establish a regulatory cooperation arrangement and a dynamic monitoring cooperation mechanism to ensure the stable operation of the pilot project. (This is a panoramic photo of the eastern living area under construction (UAV) taken in Hainan Yangpu Economic Development Zone on September 26, 2022.) Experts believe that according to the overall strategic deployment of China's financial reform and opening up, regional financial reform should be explored under the overall framework of the whole country. While encouraging the development of grass-roots innovation, it is necessary to maintain the systematicness, integrity and synergy of top-level design. For