With the continuous promotion of the cross provincial and non local direct settlement of medical insurance in China, more and more patients enjoy the policy dividends of medical insurance reform. The convenient and fast direct settlement service of non local outpatient pharmacies not only effectively solves the problem of the non local use of citizens' personal medical insurance accounts, but also puts forward higher requirements for the drug implementation and system transformation progress of local designated retail pharmacies. Thanks to the deep precipitation in the field of comprehensive payment and merchant information services, UnionPay Commerce recently customized and launched the "small U retail pharmacy version of cloud ERP" solution for retail pharmacies in Qingdao, assisted the smooth implementation of the cross provincial and non local direct settlement of expenses of outpatient pharmacies and other medical institutions with SaaS scenario services, and further promoted the informatization and intelligent construction of medical insurance in medical security units at all levels. According to the requirements of Shandong Medical Insurance Bureau to speed up the work of inter provincial card swiping and settlement, all designated retail pharmacies in Qingdao are making every effort to speed up the pace of drug standard implementation and system transformation. In view of the long upgrading cycle and high cost of single drugstores, UnionPay commerce relies on its own SaaS product development experience and takes the intelligent terminal embedded with the "inter provincial medical insurance account Acceptance Program" as the service carrier to develop the online drugstore version of "small U retail cloud ERP" solution, and realizes the real-time supervision of drugs and real-time accounting of expenses through a series of functions such as "cloud editing" and "cloud import", While reducing costs and increasing efficiency for the upgrading and reconstruction project of local retail pharmacies, it also fully promotes the rapid development of cross provincial medical insurance account business in Qingdao. Now, based on the regulatory requirements of the regulatory authorities for drug details and the system transformation needs of local retail pharmacies in Qingdao to reduce costs and increase efficiency, UnionPay commerce has added commodity editing, batch import, order entry and other functions on the basis of the original cashier, inventory, operation, statement and other management background of "small U retail cloud ERP" products. In this way, the cashier of the drugstore can quickly import the drugs in the national medical insurance catalogue into the store ERP system, establish a medical insurance drug catalogue Library in the store, and generate a retail QR code for a single drug through the system. For example, if citizens outside Shandong Province use medical insurance cards to buy drugs in stores, drugstore clerks only need to scan the retail code of the purchased drugs through the intelligent terminal configured for them by UnionPay commerce to quickly confirm the medical insurance directory information of the corresponding drugs, and choose to use "social insurance card" or "electronic medical insurance voucher" to scan the code, so that they can easily pay for cross provincial medical insurance accounts. While the payment is completed, the medical insurance drugs, orders, payments and other related information of the transaction will be synchronized to the medical insurance system in real time for integrated filing processing, helping to realize the intellectualization of medical insurance supervision. It is worth mentioning that with the "small U retail cloud ERP" solution with the characteristics of "fast online and low cost", UnionPay commerce has reached cooperation with 1100 single retail pharmacies in Qingdao, and will continue to promote the cooperative exploration in the fields of "medical insurance loan", "data supervision", "big data analysis" and so on. It is reported that the Qingdao drugstore medical insurance supervision project is only one of the industry scenario cases of UnionPay business SaaS ecosystem application in recent years. At present, based on the powerful empowerment of emerging technologies such as cloud computing and AI, UnionPay commerce, combined with the deep integration of diversified cooperation resources of its open platforms, has created a one-stop enterprise software service platform of "online and offline integration, C-end and b-end co assimilation, and service ecology" for all walks of life, and has deeply applied the SaaS ecosystem to retail and wholesale, life services, financial real estate, culture and tourism education, transportation, health care Government affairs, public payment and other industries have served more than 23 million merchants in total, linked all parties in the industry, and enabled intelligent upgrading of thousands of businesses. (Xinhua News Agency)