Dispatch discipline inspection and supervision teams of state-owned commercial banks to supervise and escort the implementation of financial support policies for the real economy

2022-06-09

The Central Committee of the Communist Party of China has clearly demanded that the epidemic situation should be prevented, the economy should be stabilized and development should be safe. As an important part of economic and financial activities, commercial banks play an important role in serving the high-quality development of the real economy. According to the deployment of the Sixth Plenary Session of the 19th Central Commission for Discipline Inspection and the State Supervision Commission, the discipline inspection and supervision team of state-owned commercial banks dispatched by the Central Commission for Discipline Inspection and the State Supervision Commission, based on their functions and responsibilities, accurately grasp the tasks and requirements of supporting the development of the real economy, scientifically, accurately, steadily and effectively implement supervision, promote the resident units to improve the quality and efficiency of financial support to the real economy, and ensure that the decisions and arrangements of the CPC Central Committee are effective. A few days ago, the discipline inspection and supervision team of the Central Commission for Discipline Inspection and the State Supervision Commission in China Construction Bank prepared and issued a supervision prompt letter on coordinating the epidemic prevention and control and serving economic and social development, and promoted the CCB Party committee to issue "ten measures" to support the epidemic prevention and control financial services and "thirty opinions" to promote high-quality economic development. At the same time, the bank deployed special supervision, strengthened supervision and inspection around whether the financial service measures to support epidemic prevention and control were implemented, urged business departments and functional departments to implement a series of financial service measures such as helping small and micro enterprises and opening green channels for key enterprises, accelerated the progress of credit approval and release of major projects and key enterprises, and optimized financial products to reduce the burden and relieve small and micro enterprises. For key areas such as financial support for the development of manufacturing industry, the discipline inspection and supervision team of the Central Commission for Discipline Inspection and the State Supervision Commission in ICBC explored the establishment of a political supervision account, focused on the central inspection and feedback service problems in the manufacturing industry, followed up the rectification progress in a timely manner, so as to supervise and promote the rectification of problems and the implementation of responsibilities. Deepen communication and cooperation with internal audit, internal control, credit and other relevant business departments, and improve the coordination mechanism between resident supervision and ICBC's inner-party supervision, governance supervision and business supervision. Under the supervision and promotion, by the end of April 2022, the balance of the bank's manufacturing loans had reached 2.57 trillion yuan, a net increase of 403.5 billion yuan over the beginning of the year, 3.8 times the increase of the same period of the previous year, and both the balance and increase had reached the highest level in history. "It is the political and social responsibility of state-owned financial enterprises to ensure the sustained and healthy development of the real economy. Focusing on the strategy of building a strong manufacturing country and relevant deployment of the Party Central Committee, we urge the Party committee of ICBC to strengthen its research, planning and organizational promotion to support the high-quality development of the manufacturing industry, and fully promote the building of a leading force to support the development of the manufacturing industry." The relevant person in charge of the discipline inspection and supervision team of ICBC said. Preventing and resolving financial risks is the fundamental task of financial work. While supervising and escorting the real economy, the discipline inspection and supervision organs have paid attention to consolidating the responsibility for financial risk prevention and control, resolutely punished corruption and unhealthy tendencies in the implementation of policies, and firmly guarded the bottom line of safety. In the first quarter of 2022, the increment of Agricultural Bank of China's physical loans exceeded 1trillion yuan; The growth rate of loans in key areas of Rural Revitalization was higher than the average growth rate of loans across the bank, of which agricultural loans, rural industrial loans and rural construction loans increased by 110.5 billion yuan, 159.5 billion yuan and 90.5 billion yuan respectively; Loans for 832 poverty relief counties and 160 key Rural Revitalization assistance counties increased by 93.7 billion yuan and 16.7 billion yuan respectively. In order to provide high-quality financial services for rural revitalization, the discipline inspection and supervision team of the Central Commission for Discipline Inspection and the State Supervision Commission in the Agricultural Bank of China formulated supervision guidelines, monitored the loan indicators of key counties for rural revitalization, urged and prompted the negative growth of loan investment, and promoted the acceleration of loan investment. At the same time, it focused on the corruption in the field of farmers' loans, resolutely corrected corruption and unhealthy tendencies in the field of rural revitalization, promoted and investigated zangshuqing, member of the Party committee and vice president of Heilongjiang Mudanjiang Branch, and zhujianhua, former member of the Party committee and vice president of Hailin sub branch, who illegally granted false farmers' loans, and urged Heilongjiang branch to carry out special treatment in the field of farmers' loans. By strengthening daily supervision, the discipline inspection and supervision team of the Central Commission for Discipline Inspection and the State Supervision Commission in the Bank of communications promoted the revision of the measures for the identification and investigation of the non-performing assets liability of the Bank of communications, and urged the improvement of the evaluation and pricing system in the disposal of non-performing assets. Urge functional departments to accelerate the optimization and updating of the internal control assessment system of overseas institutions, incorporate subsidiaries into the centralized purchase and unified management, and speed up the rectification of fuzzy problems in the marketing policies of private bank customers. Since this year, BOCOM has continued to strengthen the disposal of non-performing loans and steadily improved its risk offsetting ability. The discipline inspection and supervision team of the Central Commission for Discipline Inspection and the State Supervision Commission in the Bank of China implemented the requirements for the overall connection between financial anti-corruption and the disposal of financial risks, worked with the Party committee of the Bank of China to figure out the clues of corruption behind the risk of non-performing credit, resolutely investigated and dealt with the acts that disrupt the financial order, such as bank funds, illegal loans, financial rent-seeking, and so on, to eradicate the "cancer" of financial corruption. By the middle of May 2022, 419 key projects had been sorted out in total, and 9 problem clues had been filed and retained, involving 10 people. (outlook new era)

Edit:Luo yu    Responsible editor:Wang er dong

Source:ccdi.gov.cn

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