The third batch of pilot cities of digital RMB will appear soon
2022-03-02
The reporter of Shanghai Securities News learned yesterday (March 1) that the third batch of digital RMB pilot areas in China are about to appear. The reporter combed the regional economic planning of many parts of the country and found that it is striving to be included in the list of a new batch of digital RMB pilot areas, which has become the new year's goal of many regions. Since the beginning of the year, Henan, Fujian, Heilongjiang, Chongqing, Guangzhou and other places have clearly proposed to actively strive for the pilot of digital RMB. According to the reporter, not only cities but also characteristic regions apply for inclusion in the new batch of pilot projects of digital RMB. Among them, Fujian Pingtan comprehensive experimental zone is striving to be selected into a new batch of digital RMB pilot areas; Fuzhou, Xiamen and Hangzhou are expected to become the third batch of digital RMB pilot cities; Guangzhou is a key city that earlier proposed to participate in the third batch of pilot projects; Chongqing proposed to explore the international application scenario of digital RMB. A number of industry insiders said that through the previous pilot, the number of digital RMB wallets and the advantages of technology and scene have been recognized by the market. At present, the conditions for further expanding the pilot are ripe. Strive for a new round of pilot qualification in many places Since the new year, Heilongjiang Province, Henan Province, Chongqing and Fuzhou have successively issued relevant planning documents to strive for a new round of digital RMB pilot. The implementation opinions of Heilongjiang Province on accelerating the high-quality development of platform economy issued in January proposed to actively promote the application of digital RMB pilot in Heilongjiang Province and explore the construction and scene expansion of digital RMB pilot. Accelerate the extension of digital financial services to border areas and rural areas, and improve the inclusive level of digital finance. Henan Province recently released the "14th five year plan" for the development of digital economy and informatization, and proposed to strive for the pilot of digital RMB. At the same time, the special plan for the development of the financial industry in Fuzhou during the 14th five year plan proposes to actively strive for the pilot of the central bank's digital RMB, explore the establishment of new factor trading institutions such as digital assets, build a digital financial service platform of "property right transfer + investment and financing + value-added services", and lead the innovative development of digital finance. Expand the application scenarios of financial technology in government management, public services, security and other fields, and help build "the first city of digital applications in China". The reporter learned from the source that the pilot of Fuzhou striving for digital RMB is not a separate action, and Xiamen hepingtan comprehensive experimental zone is also actively preparing. Before that, Zhejiang, Tianjin and other places were actively applying. Last July, Zhejiang Province issued the "14th five year plan" for the development of financial industry in Zhejiang Province, which proposed to deepen the construction of mobile payment province; Actively strive for the pilot of digital RMB and vigorously promote the wide application of digital payment in the whole society. A listed company in Hangzhou recently revealed that Hangzhou is expected to become the third batch of digital RMB pilot areas. The company has signed agreements with major commercial banks to complete various technical docking. The reporter learned that the relevant work to promote the pilot has been carried out. Hot pilot of digital RMB "From 2087 to 261 million! In the second half of last year alone, the opening speed of digital RMB personal wallet has far exceeded public expectations and is very popular." Liu Bin, director of the Financial Research Office of China (Shanghai) Free Trade Zone Research Institute and Pudong reform and Development Research Institute, told reporters. Although the central bank has not disclosed the latest data, it is clear that with the further promotion of the Winter Olympics scene, the opening data of digital RMB personal wallet will increase significantly. "Judging from the pilot in the early stage, the regulatory authorities, commercial banks and relevant service institutions have accumulated rich experience in the pilot process of digital RMB, and there are many pilot areas and rich pilot scenes, which has laid a good foundation for further promoting the pilot of digital RMB. From the perspective of the comprehensive promotion of digital RMB in the future, it is very necessary to carry out further pilot , it is also feasible. " Liu Bin believes that the first two batches of pilot projects are mainly concentrated in cities with relatively developed economy and high acceptance of digital payment. New pilot cities may need to consider how to integrate the original digital payment ecology with digital RMB ecology, and also consider improving the digital payment level of pilot cities with the help of digital RMB. By the end of last year, more than 8.0851 million digital RMB pilot scenarios had been opened, 261 million personal wallets had been opened, and the transaction amount was 87.565 billion yuan. The pilot effectively verified the technical design and system stability, product ease of use and scenario applicability of digital RMB business, and improved the public's understanding of the design concept of digital RMB. There will be four new trends this year Liu Bin believes that it is a step-by-step process from the current pilot to the comprehensive promotion in the future. There may be the third batch, the fourth batch or even the fifth batch of pilot areas in the future. From a global perspective, the central bank's digital legal currency is a new thing, and there is no mature experience to learn from. Therefore, we must promote the pilot work on the basis of considering risks. From the idea of applying for digital RMB pilot in various places, it is inseparable from the development of digital economy. Dong ximiao, chief researcher of qinnong bank, believes that as a "new infrastructure" in the era of digital economy, the pilot application area of digital RMB is expected to be further expanded and play a more active role in serving the real economy and facilitating people's livelihood. This year, digital RMB will show new trends and new weather in four aspects: application scenarios, ecosystem, pilot areas and use functions. (Xinhua News Agency)
Edit:He Chuanning Responsible editor:Su Suiyue
Source:Shanghai Securities News
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