The end of the year and the beginning of the year has always been a high incidence period of telecom network fraud. Swindlers tailor-made "scripts" according to the characteristics of victims and set up sets step by step to attract people. How should we be vigilant to prevent being cheated? The representative of this law class will take you to learn how to see through "seconds". Year end bonus performance payment has become a new cover: don't let hard money "drift" Since September 2021, many anti fraud centers across the country have received reports that some people have received fraudulent emails in the name of "receiving subsidies", or notified them to apply for "wage subsidies" or "social security subsidies". The payment of bonus performance has become a new cover for fraud. So how did the fraudster succeed with only one email? Financial department mobile phone is a company that uses the technology to break down the enterprise's mailbox. After that, it sends false notification to personnel and financial departments, and induces employees to fill in the ID number, bank card number, reserved cell phone number, and balance in the card. Then, the suspect determined the "target amount" of fraud according to the bank card balance, quickly online purchased virtual items such as recharge cards that are easy to realize, and again took the payment SMS verification code sent by the bank, so as to achieve theft. Countermeasures: Government services will not be reminded by e-mail. Be careful when you encounter unknown links and QR codes; There is no need to inform the balance in the card when receiving all kinds of subsidies. If the other party further asks for the SMS verification code, it can basically be recognized as fraud; When receiving "phishing" e-mail, you should actively report to the anti fraud center. Once you encounter online fraud, you should keep transaction records and other evidence materials and call the police for help in time. "Point exchange" and "point clearing" SMS: do not directly jump to the link operation At the end of the year and the beginning of the year, various points clearing and point exchange activities have also entered the peak. If the accumulated points of various consumption are not exchanged in time, some may expire. The merchant will send a reminder message, but at this time, the liar will also focus on the "opportunity" to deceive people! The swindler disguised as a telecom operator sent text messages, induced the victim to fill in personal information, and finally swiped the victim's credit card. Countermeasures: You can't easily believe the SMS of point exchange, even the SMS sent by your familiar customer service number. For the point exchange business, try not to directly jump the link operation. You can call the official customer service phone or log in to the official website for consultation, or open the app downloaded through the official channel for operation. Need capital turnover at the end of the year? Beware of online loan fraud! At the end of the year, the capital turnover is not open. Receiving a small online loan advertisement that can easily apply for a large loan will surely make people in urgent need of money excited, but this is often the beginning of a scam. General names look formal and tall. For example, they say they cooperate with a banking institution, saying they can help borrowers apply for higher online loan lines; Or posing as a judicial officer to call the client, and pretend that "your ID number once used a credit fund of a institution to help criminals engage in money laundering, drug trafficking, gambling outside the territory and other criminal acts". Or the fake online loan platform sends a loan invitation message to users, claiming that it will lower the higher loan limit. Once you click the link, you fall into a trap. These names, which at first glance seem a little impressive or frightening, are actually carefully packaged "fish hooks". Countermeasures: When it is necessary to apply for a loan, it is the only correct choice to apply for a loan from a formal lending institution. Moreover, formal institutions are open business places with open contact information and business licenses. Relevant procedures are also required when making a credit loan, such as the applicant's identity certificate and work certificate. Most importantly, banks and regular loan companies will not require borrowers to pay handling fees and other fees before applying for loans. In case of online loan fraud, they should retain evidence for alarm at the first time. Measuring new year's luck? Obtaining personal information is the goal When the new year comes, we often encounter such publicity: "click open to measure the new year's luck for yourself and your family, see if your luck is going well this year, and how to make the new year more prosperous". Criminals make fake links to measure the new year's luck, let the victims fill in their own and family's birthday and other information, and impersonate acquaintances or defraud by other means after obtaining personal information. Countermeasures: Pay attention to the protection of personal information at all times. Even for entertainment, don't casually disclose your own or family information to strangers, so as to prevent the other party from further implementing accurate fraud through the information obtained. (outlook new era)