The digital RMB app is on the shelves. On January 4, 2022, the digital RMB app ushered in an important upgrade, officially upgrading the previous "beta version" to "pilot version". At present, users in the pilot areas can register as white list users. The reporter downloaded the app experience for the first time. The upgrade optimized the visual interaction, functional process and scalability. At the same time, China Merchants Bank and Weizhong bank were officially listed as digital RMB operators. At present, the pilot areas include Shenzhen, Suzhou, xiong'an, Chengdu, Shanghai, Hainan, Changsha, Xi'an, Qingdao, Dalian and Winter Olympics scenes (Beijing and Zhangjiakou). Users need to judge whether they meet the registration conditions according to their location. It is reported that both Android system and apple mobile phone support the pilot version of digital RMB app, and residents can download it in multiple app application markets. Digital RMB will usher in a new stage since the pilot. The biggest highlight of this upgrade is the update of design concept and the increase of operators. The page design highlights the payment function of digital RMB as a whole, and collects the merchant sub wallets previously distributed in each operator port. After entering the app, the page is divided into three sections of "home page, service and my information", which are optimized and improved in terms of visual interaction, functional process and scalability. The home page is still the digital RMB wallet page, which retains the previous classic design of sliding screen collection and payment, but highlights the "touch" and "sweep" functions more than before, and is displayed in the upper right corner of the page. The interface is also more friendly and in line with the visual user preferences. At the same time, all nine operators finally appeared, and China Merchants Bank and Weizhong bank were officially listed. The white paper on the research and development progress of China's digital RMB shows that the digital RMB adopts a two-tier operation mode. The central bank is responsible for the issuance, cancellation, inter agency interconnection and wallet ecological management of digital RMB. At the same time, it carefully selects commercial banks with certain conditions in terms of capital and technology as the designated operating institutions to take the lead in providing digital RMB exchange services. At present, digital RMB operators include the six major state-owned banks, e-commerce bank, Weizhong bank and China Merchants Bank. The digital RMB wallet of Weizhong bank and China Merchants Bank has not been activated before this upgrade. This means that China Merchants Bank, which is good at retail business, and Weizhong bank, which is famous for "micro loan", are involved in the digital RMB test. In the service page, there are three functions: sub wallet, red envelope and paste one paste. Sub wallet is the main embodiment of digital RMB service function. Users can use digital RMB in the consumption scenario interface of relevant merchants by adding sub wallet, which has strong expansibility. App optimizes personal account, security, privacy and other contents on the personal information page, and adds biometric information such as face recognition and fingerprint recognition. In the field of payment settings, you can set the biological payment function. (Xinhua News Agency)