The People's Bank of China recently released a statistical report showing that by the end of the fourth quarter of 2024, the balance of various RMB loans of financial institutions was 255.68 trillion yuan, up 7.6% year on year, and RMB loans increased by 18.09 trillion yuan throughout the year. The report shows that the growth rate of real estate loans has rebounded. At the end of the fourth quarter of 2024, the balance of RMB real estate development loans was 13.56 trillion yuan, a year-on-year increase of 3.2%, 1.7 percentage points higher than the end of the previous year, and an increase of 412.5 billion yuan for the whole year. The balance of personal housing loans was 37.68 trillion yuan, a year-on-year decrease of 1.3%, with a growth rate 0.3 percentage points higher than the end of last year. The balance of RMB real estate loans was 52.8 trillion yuan, a year-on-year decrease of 0.2%, with a growth rate 0.8 percentage points higher than the end of last year. Household consumer loans have also maintained growth. At the end of the fourth quarter of 2024, the balance of domestic and foreign currency household loans was 82.84 trillion yuan, a year-on-year increase of 3.4%, and an increase of 2.72 trillion yuan for the whole year. Among them, the balance of operating loans was 24.14 trillion yuan, a year-on-year increase of 9%, and an increase of 1.98 trillion yuan for the whole year. The balance of consumer loans excluding personal housing loans was 21.01 trillion yuan, a year-on-year increase of 6.2%, and an increase of 1.24 trillion yuan for the whole year. At the end of the fourth quarter of 2024, 262500 technology-based small and medium-sized enterprises received loan support, with a loan acquisition rate of 46.9%, 2.1 percentage points higher than the same period last year. The balance of domestic and foreign currency loans for technology-based small and medium-sized enterprises was 3.27 trillion yuan, a year-on-year increase of 21.2%, which was 14 percentage points higher than various loans. 258100 high-tech enterprises received loan support, with a loan acquisition rate of 55.7%, 1.9 percentage points higher than the same period last year. The balance of domestic and foreign currency loans for high-tech enterprises was 15.63 trillion yuan, a year-on-year increase of 7.5%, which was 0.3 percentage points higher than the growth rate of various loans. (New Society)