Recently, the reporter learned from the Wuhan Medical Insurance Bureau that Wuhan is promoting the "landing" and instant service of newborn medical insurance throughout the city, which can be processed without leaving the hospital. Starting from March this year, Wuhan city has chosen to launch a pilot program for "instant insurance" for newborns at Hubei Maternal and Child Health Hospital, which has a high number of newborns. Newborns born or seeking medical treatment at the hospital can have their guardians handle one-stop services including newborn medical insurance registration, medical expense reimbursement, activation of newborn medical insurance codes, and medical insurance family accounts at the neonatal registration window of the hospital's neonatology department, achieving "insured at birth and enjoyed upon arrival" of newborn medical insurance. In early August, Ms. Li, a mother of her second child who was 30 weeks pregnant, suddenly experienced amniotic fluid rupture and gave birth to a male baby at Hubei Maternal and Child Health Hospital. The baby weighed less than 1500g and was directly transferred to the neonatal intensive care unit for follow-up treatment. After evaluation, the baby's hospitalization time may be up to one month. Ms. Li and her husband are both concerned about their child's condition and medical expenses. The child was admitted to the intensive care unit right after birth, and if the medical expenses are fully covered, the pressure will be very high. "At a time when Ms. Li and her husband were at a loss, they learned that Hubei Maternal and Child Health Hospital was promoting the" landing "of newborn medical insurance and instant services. Ms. Li and her husband successfully applied for medical insurance coverage for their newborn baby with their household registration book, both parents' ID cards, birth medical certificates, and other materials. The medical expenses incurred during their stay in the hospital can be settled in real time, achieving a seamless connection between newborn medical insurance coverage and benefits enjoyment. Newborns' insurance coverage has changed from "multi head running" to "one-stop" birth hospital processing, reimbursement has changed from "advance payment" by families to "no advance payment", and the processing time has been shortened from a few months to a few days. It is reported that Wuhan will gradually promote the "landing" of newborn medical insurance and enjoy services in designated obstetrics and gynecology medical institutions throughout the city. Family accounts can be used for "facial recognition payment". In addition to supporting participation in insurance with a birth medical certificate, Wuhan aims to address the problem of being unable to obtain a "social security card" or apply for a "medical insurance code" after participating in insurance with a newborn birth medical certificate number, and the need to advance medical expenses. We will strive for support from the provincial medical insurance department, and issue a "child medical insurance code" directly for medical insurance settlement with the approval of the newborn birth certificate number. At the same time, Wuhan actively explores the automatic activation of newborns' medical insurance codes and the automatic binding of maternal and newborn family accounts. When a newborn is discharged from the hospital, payment can be made through the newborn mother's family account's QR code display. Recently, Hubei Maternal and Child Health Hospital was the first in the province to launch a family account called "facial recognition payment". You don't need to show your social security card or smartphone, just operate the medical insurance facial recognition device according to the requirements and "swipe your face" to complete the medical insurance payment for the insured person and their family. For newborns born or receiving medical treatment in the hospital who have already obtained an ID card, parents can directly link their newborn medical insurance account through "facial recognition" to register, pay, and settle medical insurance for newborns. Families who have already opened personal medical insurance accounts and are bound together can also use the balance of their parents' medical insurance personal accounts to pay for newborn related medical expenses. (New Society)
Edit：HAN ZHUOLING Responsible editor：CAICAI
Source：cnr.cn
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