On August 1st, the Shenzhen Medical Insurance Bureau held a launch ceremony for online drug purchases through individual medical insurance accounts. It is reported that the first batch of 423 designated retail pharmacies have been officially launched. Starting today, insured persons in Shenzhen can purchase over-the-counter (OTC) drugs listed in the medical insurance catalog online and use their personal medical insurance account to make payments, enjoying the medical insurance drug purchase service of "delivering drugs to home without leaving home". Currently, 106 designated medical institutions in the city have connected to mobile payment for medical insurance, effectively improving the convenience of medical treatment for insured persons in Shenzhen. Online purchase of drugs through personal medical insurance accounts is a new landing scenario for medical insurance mobile payments, which will effectively promote the development of new business models on pharmaceutical e-commerce platforms. Where can I purchase medicine online? First, log in to WeChat and Alipay and search the official applet of "Guangdong Medical Insurance". The second is to log in to WeChat and Alipay and search for self built small programs of pharmacies such as "Neptune Star" and "Dingdong Express". The third is to search for and purchase drugs through third-party drug purchasing platforms such as Meituan, JD.com, and Ele.me. When purchasing drugs, citizens should identify the drugs with the "medical insurance" logo and place an order. After selecting "medical insurance payment", they should complete the activation authentication and mobile payment authorization of the medical insurance electronic voucher (medical insurance code) according to the prompts, and then proceed with the payment settlement of the medical insurance personal account. If you choose to deliver drugs to your doorstep, the delivery and packaging costs involved will be borne by the individual. It is reported that the first batch of 423 designated retail pharmacies, including some branches of chain pharmacies such as Haiwang Xingchen, Guoda Pharmacy, Dingdang Kuaiyao, and Yuanxin Pharmacy, will continue to increase the number of pharmacies for online payment of over-the-counter (OTC) drugs according to their operation. It is worth noting that currently, over-the-counter (OTC) drugs are supported for online purchase by medical insurance. When purchasing drugs on third-party platforms, the supported drugs will have the "medical insurance" mark. At the same time, the payment method for purchasing drugs online through the medical insurance personal account is a mixed payment of personal account or personal account plus self payment, which does not involve the use of medical insurance pooling funds. When the personal account balance of medical insurance is insufficient, the insufficient amount will be automatically transferred to self funded payment, and this payment will be completed through personal account+self funded payment. According to the investigation, the current medical insurance personal account payment can only pay for the purchase of medical insurance catalog drugs. If you choose to deliver drugs to your doorstep, the delivery costs involved need to be paid at your own expense. Citizens can search the official account of "Shenzhen Medical Insurance" or the applet of "Guangdong Medical Insurance", and click the menu bar to query the balance of personal account. It is understood that the use of online purchase of over-the-counter (OTC) drugs listed in the medical insurance catalog in Shenzhen is only applicable to insured persons in Shenzhen, and currently does not support insured persons from other places, nor does it support delivery to non Shenzhen areas. However, family members can use their personal accounts to purchase medicine online, provided that they have already registered for family mutual aid. By browsing third-party platforms, it can be found that there may be a certain price difference between online and offline drug prices based on factors such as operating costs and platform subsidies. (New Society)
Edit：Lubaikang Responsible editor：Chenze
Source：southcn daily
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