According to data from the People's Bank of China, RMB loans in China increased by 13.27 trillion yuan in the first half of this year. At the end of June, the balance of domestic and foreign currency loans in China was 255.32 trillion yuan, a year-on-year increase of 8.3%, and the balance of RMB loans was 250.85 trillion yuan, a year-on-year increase of 8.8%. Overall, the credit structure is still continuing to be optimized. At the end of June, medium and long-term loans in the manufacturing industry increased by 18.1% year-on-year, among which medium and long-term loans in high-tech manufacturing increased by 16.5% year-on-year; Specialized and innovative enterprise loans increased by 15.2% year-on-year; Inclusive small and micro loans increased by 16.9% year-on-year. All of them are higher than the growth rate of all loans during the same period. From a sectoral perspective, household loans increased by 1.46 trillion yuan, of which short-term loans increased by 276.4 billion yuan and medium - to long-term loans increased by 1.18 trillion yuan; Loans to enterprises (institutions) increased by 11 trillion yuan, of which short-term loans increased by 3.11 trillion yuan, medium - and long-term loans increased by 8.08 trillion yuan, and bill financing decreased by 344 billion yuan; Non bank financial institution loans increased by 388.9 billion yuan. Data shows that in the first half of the year, the interest rates for real economy loans continued to decline. From January to June, the interest rates for newly issued corporate loans and personal housing loans were about 3.7% and 3.6%, respectively. The interest rate environment is generally supportive of the real economy. In terms of deposits, China's RMB deposits increased by 11.46 trillion yuan in the first half of the year. Among them, household deposits increased by 9.27 trillion yuan, non-financial enterprise deposits decreased by 1.45 trillion yuan, fiscal deposits decreased by 243.4 billion yuan, and non bank financial institution deposits increased by 2.21 trillion yuan. At the end of June, the balance of domestic and foreign currency deposits in China was 301.68 trillion yuan, a year-on-year increase of 6%, and the balance of RMB deposits was 295.72 trillion yuan, a year-on-year increase of 6.1%. According to preliminary statistics, the cumulative increase in social financing scale in China in the first half of the year was 18.1 trillion yuan, of which RMB loans issued to the real economy increased by 12.46 trillion yuan. At the end of June, the stock of social financing in China was 395.11 trillion yuan, a year-on-year increase of 8.1%. Among them, the balance of RMB loans issued to the real economy was 247.93 trillion yuan, a year-on-year increase of 8.3%. In the first half of the year, the cross-border RMB settlement amount under China's current account was 7.71 trillion yuan, of which goods trade, service trade, and other current accounts were 5.89 trillion yuan and 1.82 trillion yuan, respectively. (New Society)
Edit：Lubaikang Responsible editor：Chenze
Source：people.com.cn
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