The first batch of savings treasury bond this year were snapped up on the first day of issuance, and the bank quota was sold out within one hour-瞭望新时代网-瞭望时代，放眼世界

The first batch of savings treasury bond this year were snapped up on the first day of issuance, and the bank quota was sold out within one hour

2024-03-12

Entering the downward cycle of interest rates, many people are racing against time for investment and wealth management. On March 10, the first batch of savings treasury bond (voucher type) in 2024 was officially issued, and the enthusiasm of residents for rush buying remained. The quota of many banks in Beijing was sold out in the morning, and the quota of big banks was especially tight, which was robbed in only one hour. According to the announcement of the Ministry of Finance, the first and second phases of savings treasury bond (voucher type) in 2024 will be issued from March 10 to March 19. Both treasury bond are of fixed interest rate and fixed term. Among them, the first term is 3 years, with a maximum issuance amount of 15 billion yuan and an annual coupon rate of 2.38%; The second term is 5 years, with a maximum issuance amount of 15 billion yuan and an annual coupon rate of 2.5%. It is not new that saving treasury bond is difficult to grab. Although the interest rate keeps falling, the fixed deposit interest rate of big banks maintains a slightly dominant trend. However, compared with the fixed deposit interest rate of small and medium-sized banks, it does not have an advantage, but its security, stability and other characteristics still have a greater appeal to some groups. Some bank customer managers said that middle-aged and elderly people are more inclined to buy saving treasury bond than young people. The announcement of the Ministry of Finance on March 6, the first day of the issuance of a bank's rush to buy up all the savings treasury bond (voucher type) in 2024 will be issued from March 10, 2024 to March 19, 2024. Both of the two treasury bond are of fixed interest rate and fixed term varieties, with a maximum total issuance of 30 billion yuan, of which the first term is three years, the maximum issuance is 15 billion yuan, and the annual coupon rate is 2.38%; The second term is 5 years, with a maximum issuance amount of 15 billion yuan and an annual coupon rate of 2.5%. "It's gone around 9:30, so if you want to buy, you have to queue up early to grab it." On the first day of the issuance (March 10th), the reporter consulted several banks in Beijing as a customer, and several account managers said that the quota was sold out in the morning, especially for large banks that were even more scarce. Some joint-stock banks and urban commercial banks still have some remaining quotas, but the customer manager also reminds them to go to nearby branches as soon as possible to purchase if necessary. From the perspective of sales and purchase methods, savings treasury bond (voucher type) will be issued to individuals at face value through members of the 2024~2026 savings treasury bond underwriting syndicate during the issuance period. The issuing face value is 100 yuan. The amount of a single individual purchasing a single period of savings treasury bond (voucher type) cannot exceed 3 million yuan. The members of the underwriting syndicate shall provide the investors with "the People's Republic of China treasury bond (voucher type) receipt certificate for savings". Among them, from 2024 to 2026, the underwriting team consisted of 40 commercial banks, including state-owned banks, joint-stock banks, urban commercial banks, and rural commercial banks. Taking a branch of a state-owned bank in Beijing as an example, the reporter learned when consulting as a customer that the amount of 3-year and 5-year treasury bond issued by the outlet this time was 400000 yuan. In the morning, four customers were all "bought out", with a per capita investment amount of 200000 yuan, and the remaining dozen queuing people were unable to seize it. The customer manager of another joint-stock bank said that the 3-year savings treasury bond were more popular, and the quota had been robbed in the morning. As of noon, only some 5-year varieties remained. A number of customer managers said that saving treasury bond usually depends on robbing, and customers who know them will queue up at the outlets early. However, according to the reporter's understanding, compared to the amount of urban commercial banks

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