Drop by 25 basis points! 5-year LPR dropped to 3.95%-瞭望新时代网-瞭望时代，放眼世界

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Drop by 25 basis points! 5-year LPR dropped to 3.95%

2024-02-20

On February 20th, the new market quoted interest rate (LPR) for the first installment of loans was released. China's one-year LPR remained unchanged, while the LPR for loans over 5 years decreased to 3.95%. On that day, the People's Bank of China authorized the National Interbank Funding Center to announce that the one-year LPR was 3.45%, and the five-year and above LPR was 3.95%. The former remained unchanged compared to the previous period, while the latter decreased by 25 basis points compared to the previous period. Currently, LPR has replaced the benchmark loan interest rate as the anchor for loan interest rate pricing, and is released regularly on a monthly basis. Experts say that LPR with a term of more than 5 years is the main reference benchmark for pricing medium - and long-term corporate loans and personal housing loans. This reduction will drive the overall cost of social financing to continue to decline, and further enhance financial support for the real economy. (Lai Xin She)

Edit：He Chuanning Responsible editor：Su Suiyue

Source：Xinhua

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