The Central Economic Work Conference recently emphasized the need to accelerate the construction of affordable housing, the construction of public infrastructure for both emergency and basic needs, and the renovation of urban villages. Why launch a new round of affordable housing planning and construction? Who is the target of protection? Who will build it? How to manage it? The reporter interviewed the heads of relevant departments and bureaus of the Ministry of Housing and Urban Rural Development. Why Initiated: A Major Reform to Restructure the Relationship between Market and Security: The China Development Bank recently launched the country's first allocation type affordable housing loan in Fuzhou, marking the start of a new round of affordable housing planning and construction. The person in charge of the relevant departments of the Ministry of Housing and Urban Rural Development stated that the reason for launching a new round of planning and construction of affordable housing is because there was a long and short gap in the previous "dual wheel drive" of commercial housing and affordable housing. The construction of affordable housing is relatively lagging behind, accounting for a low proportion of housing supply, unable to meet demand, and has obvious shortcomings. Especially in first - and second tier cities, due to high housing prices, some wage earners cannot afford commercial housing. The planning and construction of affordable housing is a major reform to adapt to the new requirements of Chinese path to modernization under the new situation, improve the housing system and supply system, and reconstruct the relationship between market and security. What are the differences between the new round of affordable housing planning and construction and the previous existing housing security system? The person in charge said that the original housing security system was mainly based on public rental housing and affordable rental housing. Now, the construction of affordable housing is divided into two types: allocation type and allocation type. The allocation type includes public rental housing and affordable rental housing, while the allocation type of affordable housing is allocated according to the principle of maintaining the principal and minimizing the profit. According to the requirements, urban people's governments should start by solving the housing problem of the difficult salaried population, reasonably determine the scope of protection and access conditions based on supply capacity, and gradually expand the scope to the entire salaried income group. Who to Protect: The current focus is to ensure the new round of affordable housing planning and construction for the "two groups". It is not simply copying a certain foreign model, but a reform of the housing security model with Chinese characteristics. We need to accelerate the establishment of a new model of "security+market" real estate industry development. So, who can apply and how can they apply for allocated affordable housing? The person in charge stated that the new round of affordable housing construction is based on families, and the beneficiaries can only purchase one set of affordable housing. The focus is on working-class income groups who face housing difficulties and have low incomes, as well as the "two types of groups" such as technology personnel, teachers, and medical staff that the city needs to introduce. Where conditions permit, other groups can be gradually covered. At the same time, a prominent feature of the new round of affordable housing construction is the expansion of new paths for allocation oriented affordable housing. At present, the specific conditions for purchasing allocated affordable housing still depend on the next steps of local government planning and requirements. The standard is to allocate funds in order based on factors such as the applicant's family income, housing, and property, starting from the most difficult groups and gradually expanding the scope. How to build: The urban party committee and government have the main responsibility to accelerate the construction of affordable housing, so how to build such houses? Who will build it? The person in charge stated that the fundamental purpose of planning and constructing affordable housing is to meet the basic housing needs of people facing housing difficulties
Edit：Hou Wenzhe Responsible editor：WeiZe
Source：Economic Information Daily
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