The reporter learned from the Medical Insurance Bureau of Guangxi Zhuang Autonomous Region that Guangxi's major illness insurance has significantly reduced the burden on patients with high medical expenses, benefiting 1.41 million major illness patients, effectively reducing the burden of medical treatment for insured people, and making medical treatment more reliable for the public. Insured individuals do not need to pay additional fees and can enjoy basic medical insurance and major illness insurance protection simultaneously by participating in resident medical insurance. The funds for major illness insurance are transferred from the basic medical insurance fund for urban and rural residents, and insured persons do not need to pay additional fees or bear any additional burden. The reimbursement ratio for expenses within the policy scope shall not be less than 60%, with a maximum reimbursement of 500000 yuan. The reimbursement for disadvantaged groups is not capped. The reimbursement ratio for major illness insurance is set in three stages, with a maximum reimbursement limit of 500000 yuan. For those who belong to the urban and rural special poverty assistance and support objects, orphans, de facto unattended children, urban and rural subsistence allowance objects, urban and rural low-income objects, and monitoring objects, the minimum payment line will be reduced by half, the reimbursement ratio for each section will be increased by 10%, and the top line will be lifted. For those who are not included in the monitoring of poverty alleviation population, the minimum payment line will be reduced by half, the reimbursement ratio for each segment will be increased by 5%, and the top line will be lifted. The major illness insurance will increase the reimbursement ratio of hospitalization expenses for insured persons by 19.52% on the basis of basic medical insurance reimbursement, with an average annual compensation of 5 billion yuan. The reimbursement ratio of hospitalization expenses for insured persons with major illnesses will be increased by 19.52% on the basis of basic medical insurance reimbursement. (Lai Xin She)
Edit：GuoGuo Responsible editor：FangZhiYou
Source：people.cn
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