Under the premise of continuously improving digital infrastructure, promoting the deep integration of networked and intelligent financial services with production and life scenarios is necessary to accelerate the formation of financial service capabilities that are suitable for the digital age. With the continuous advancement of financial innovation, creating an up-to-date financial regulatory system can effectively respond to new risks and challenges in the context of the digital age, promote the sustained and healthy development of digital finance, and promote the vigorous development of digital technology, It has changed the appearance of various industries and brought profound changes to the financial industry. Online loan application, one second fund transfer, and zero manual intervention... Some small and micro enterprise loan models launched by internet banks are very different from traditional financial services, greatly facilitating customers. There have also been remarkable changes in the way financial services are provided. Some financial institutions have begun to explore digital supply chain financial services, providing full chain, full scenario, and full product financial services around chain owners. We can help solve financing needs from upstream supplier procurement, core enterprise production, downstream distributor sales, to end customer installation and operation. The rise of digital finance in the digital age can significantly improve service efficiency, expand service coverage and benefits, and even provide personalized, customized, and intelligent financial services to customers accurately, with obvious advantages. With the deepening integration of digital technology and the real economy, accelerating the construction of a modern financial system that is compatible with the development of the digital economy has become a necessary question to promote high-quality economic and social development. In recent years, China has vigorously promoted the digital transformation of the financial industry, achieving significant results, developing various formats such as digital currency, digital payment, digital credit, digital securities, digital insurance, and digital wealth management. The fields of mobile payment and digital credit have taken the lead globally. However, it should also be noted that the current development of digital finance still faces difficulties and challenges such as insufficient digital infrastructure construction and incomplete digital security mechanisms. We should actively use digital technology to promote the improvement of financial services and efficiency, and better serve the development of the real economy and the production and life of the people. The digital economy has given birth to a large number of new financial formats, applications, and models, but there is still great potential. To better leverage the role of digital finance, we need to further accelerate the digital transformation of financial institutions, continuously inject digital thinking and elements into financial service processes, and build a broader stage for financial innovation. For example, by utilizing technologies such as big data and blockchain, the credit system can be expanded from the core enterprise's "subject credit" to transaction based "material credit" and "data credit", which can lower the financing threshold and expand service coverage. Construction Bank Gansu Branch relies on leading enterprises to build an agricultural industry chain platform, embedding settlement, credit and other financial services into various stages of transactions. Planters can obtain bank credit support with orders, and relevant departments can also timely grasp accurate industrial regulatory data. Under the premise of continuously improving digital infrastructure, promoting the deep integration of networked and intelligent financial services with production and life scenarios is necessary to accelerate the formation of financial service capabilities that are suitable for the digital age. As a cutting-edge industry in the application of information technology, the financial industry is one of the industries with the richest data resources in China, which provides opportunities for innovative development
Edit：Luo yu Responsible editor：Wang er dong
Source：people.cn
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