Recently, multiple regulations have strictly prohibited the payment and "attachment" of social security. Due to registered residence restrictions, some flexible employees are difficult to participate in the insurance at work, and have to "join" the social security because of the real needs of buying a house, a car, children to go to school and so on. Experts suggest that the restrictions on registered residence of insurance participants should be gradually relaxed, and the payment rate and base should be appropriately reduced to improve the enthusiasm of flexible employment personnel to participate in insurance. Starting from May 1st, the new regulations will be implemented, and strict inspections of 'affiliated' social security will be carried out. Reporting can earn a reward of 100000 yuan. Recently, Huang Xi, who works as a copywriter in Beijing, trembled when he received this news. Due to the lack of a fixed unit and the freedom to "take on work", Huang Xi adopted this "affiliated" approach and handed over social security to an institution for payment. The news that Huang Xi paid attention to is the "Management Measures for Supervision and Reporting of Social Insurance Funds" implemented in May this year, which further encourages the public to report social security violations. Prior to this, the "Administrative Supervision Measures for Social Insurance Funds" implemented in March last year clearly stated that employers and individuals who fraudulently obtain social security benefits by fabricating personal information and labor relations and using fraudulent or forged proof materials are suspected of violating the law. According to the investigation by the reporter of the Workers' Daily, in the context of many regulations that draw a "red line" for social security, there are still some flexible employees who are restricted by registered residence and cannot participate in social security at work and choose to "join" social security. After the suspension of "affiliation", how do they access social security at their workplace and how do they address their social security needs? These issues are of great concern. Based on practical needs, it is necessary to "rely on". According to the Social Insurance Law, the payment of social insurance for urban employees is based on labor relations and is jointly paid by employers and employees. Flexible employment personnel can participate in pension insurance and medical insurance, and all contributions are borne by individuals. Taking Beijing as an example, the lower limit of the monthly social security payment base for enterprise employees in 2022 is 5869 yuan, the individual payment for urban employees is about 619 yuan, and the unit payment is about 1556 yuan, totaling about 2175 yuan. When participating as a flexible employee, based on the same payment base of 5869 yuan, individuals need to bear about 1753 yuan in various social security expenses per month. In comparison, flexible employees' "affiliation" to social security refers to participating in urban employee social security. Individuals must bear the full share of personal and unit contributions, and paying only the contributions will cost more than 400 yuan more than participating in the insurance as flexible employees. They also need to pay service fees to institutions. At present, Huang Xi spends around 2300 yuan per month on social security, which she calls a helpless move. Huang Xi has paid the social security for four consecutive years in Beijing, but he does not have a registered residence in Beijing. "If you don't 'join', you have to go back to your hometown to participate in the insurance. In Beijing, if you pay the social security for five years in a row, you can get the qualification to buy a car and a house. If you pay another year, I will be qualified. It's not cost-effective to stop paying." The reporter learned that currently, some regions have opened insurance channels for flexible employment, but only for registered residence population. For flexible employees with non local registered residence, they need to meet the social security payment requirements for a certain number of years if they want to obtain qualifications such as housing and car purchase, children's schooling, etc. Therefore, even if it is known that "affiliated" social security costs too much and is not advisable, some flexible employment workers have to adopt this approach based on their actual needs
Edit：Hou Wenzhe Responsible editor：WeiZe
Source：Worker Dairy
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