20 listed banks disclosed their performance express in 2022, and the operating efficiency was significantly higher than the average of commercial banks-瞭望新时代网-瞭望时代，放眼世界

20 listed banks disclosed their performance express in 2022, and the operating efficiency was significantly higher than the average of commercial banks

2023-02-20

The performance report of listed banks is accelerating its disclosure. According to the data of iFinD, as of February 19, 20 of the 42 A-share listed banks had disclosed the 2022 performance report, and the banks that released the performance report covered all types of banks except state-owned major banks. Comparing the performance of the 20 listed banks last year with the regulatory indicators of banking supervisors just disclosed in the fourth quarter of 2022, it can be seen that the performance of listed banks is significantly better than the average of commercial banks in terms of key indicators such as profitability, asset quality and provision coverage. According to the performance flash reports disclosed by 20 listed banks, their net profit achieved positive growth last year. Among them, the year-on-year growth rate of net profit attributable to the parent of 18 banks reached double digits. The growth rate of net profit attributable to the parent of Zhangjiagang Bank, Bank of Jiangsu, and Agricultural Bank of Jiangsu were all close to 30%, 29.50%, 29.45%, and 29.40%, respectively. In addition, the data shows that the growth rate of net profit of urban commercial banks and rural commercial banks is stronger, and the 20 listed banks are expected to have the top 10 year-on-year growth rate of net profit, all of which are small and medium-sized banks except Ping An Bank. The data showed that the asset quality of 20 listed banks continued to improve. By the end of 2022, the non-performing loan ratio of 17 banks had decreased compared with the end of 2021. The number of banks with increased non-performing loan ratio was only 2, and the non-performing loan ratio of another bank was flat. In addition, the non-performing loan ratio of 13 banks has been lower than 1%, accounting for 65% of the banks that have disclosed their performance reports. It is not difficult to see that listed banks have made remarkable achievements in preventing and resolving financial risks in 2022. The overall continuous growth of provision coverage has also further improved the safety margin of listed banks. By the end of last year, the average provision coverage of 20 listed banks had exceeded 400%, reaching 405.94%, up 29.7 percentage points from the end of 2021, and the provision coverage of 17 banks had increased from the end of 2021. Although the provision coverage of Bank of Hangzhou and Bank of Ningbo has declined, the provision coverage of both banks by the end of last year was also above 500%. Professor He Yanlin, School of Finance, University of International Business and Economics, told the Securities Daily that from the number of disclosed performance reports and the note of operating indicators, it is expected that the profit of listed banks will maintain a rapid growth in 2022 and the asset quality will continue to improve. However, it should be noted that the operating performance of various banks will be differentiated to some extent, and the performance growth of some high-quality small and medium-sized banks located in economically developed regions will be more rapid. A few days ago, the China Banking and Insurance Regulatory Commission disclosed the data of the main regulatory indicators of the banking and insurance industry in the fourth quarter of 2022. Compared with this, the 20 listed banks that have disclosed their performance reports are significantly ahead of the average level of commercial banks in many important indicators such as net profit, non-performing loan ratio and provision coverage. According to the data, commercial banks achieved a cumulative net profit of 2.3 trillion yuan last year, up 5.4% year on year, while the average net profit attributable to the parent company disclosed in the performance express of 20 listed banks increased by 20.49%. By the end of 2022, the average non-performing loans of commercial banks

Edit：Hou Wenzhe Responsible editor：WeiZe

Source：Securities Dairy

Special statement: if the pictures and texts reproduced or quoted on this site infringe your legitimate rights and interests, please contact this site, and this site will correct and delete them in time. For copyright issues and website cooperation, please contact through outlook new era email：lwxsd@liaowanghn.com

Return to home page Return to list