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Economy

The bank staged a "war of robbing people" for individual pension account opening

2023-02-20   

Recently, have you seen the geese at the Dadi Tiekou in Beijing? A number of readers reported that recently, many people around the subway entrance can see many large white goose plush toys with a height of more than one meter in their arms. After a pause, they came to chat up enthusiastically: "Scan the code and pay attention to send the goose". It is understood that these geese are all local promoters who promote the business of individual pension accounts for banks. All banks have made great efforts to compete for the business of individual pension accounts. The sales staff of customer development said that "scanning the code to send geese" should first open a personal pension account. It is understood that at present, "sending geese" teams can be seen near subway stations and shopping malls in Beijing's major business districts. They come in small groups and shake the cute big white goose to recommend scanning the code when they meet people, and repeatedly emphasize that "the operation is simple, and there is no need to handle the card". But when you take out your mobile phone to scan the code, you will find that things are not so simple. "I think Big Goose is pretty cute. If you follow the official account, you can get one. Who knows, after scanning the code, you will jump to a bank page and upload photos of the front and back of your ID card, so I ran away. How can you upload this ID card at will?" Ms. Wang, a reader from Chaoyang, met "Big Goose" near Sanlitun the day before yesterday, and the other party later told her that she was going to open a personal pension account in a joint-stock bank, No risk. However, Ms. Wang, who was very vigilant, left decisively and did not "hook up". The reporter of the Beiqing Daily saw on the spot that these local promoters would pull aside to guide the operation step by step when they met with interested citizens, and they would also use their own hands when they met with people who were not skilled in mobile phones. It doesn't matter if you forget your ID card, they will ask you to go to Alipay to get it. However, this business requires that customers must have Beijing social security and cannot be opened in other banks, so not everyone who wants to lead the goose can do so. Ms. Zhang, a Haidian reader, took her child to the mall last weekend. The child saw a big goose clamoring for one. She had agreed to open an account, but when the other party learned that she did not have Beijing social security, she immediately said "can't do it". In order to satisfy the children's wishes, Ms. Zhang finally spent 35 yuan to buy a goose from the other side. After returning home, she checked the price of the goose on the e-commerce platform, and could get it less than 20 yuan. She felt a little regretful. Of course, there are also many citizens who really took the goose home. They all know more or less about personal pension accounts. On his way home from work the other day, Mr. Li, the reader, opened a personal pension account under the warm guidance of the local promotion staff. Mr. Li said: "We also have many people who send geese downstairs, but it is not convenient to get them at the office. I know that it is only when we open a pension account. There is no need to save money to open an account. The geese are lovely, and the girlfriend likes them." People should be careful before scanning the code. At present, many people who send geese in Beijing recommend a joint-stock bank headquartered in the south, Some teams also serve several other joint-stock and urban commercial banks. The reporter of the Beiqing Daily found that a large number of businesses were doing the business of pushing personal pension accounts in banks through the e-commerce platform. Their advertisements are similar to "professional promotion

Edit:Hou Wenzhe Responsible editor:WeiZe

Source:Beijing Youth Dairy

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