The reporter learned from the China Banking and Insurance Regulatory Commission on the 24th that from January to October this year, the banking industry has granted 2.64 trillion yuan of real estate development loans and 4.84 trillion yuan of mortgage loans. The person in charge of the relevant department of the CBRC said that since the second half of last year, due to the unsustainable business model of "high leverage, high debt and high turnover" for a long time, a small number of real estate enterprises have experienced risks and had spillover effects on the market. At the same time, affected by the epidemic, the current real estate market has undergone some adjustments. The CBRC guided banks to do a good job of credit extension to real estate, providing strong financial support for stabilizing the real estate market. It is reported that up to now, the special borrowing work of "building delivery guarantee" has made phased progress, and the special borrowing funds have been basically invested in the project. The capital investment has led to the formation of a batch of physical workload, effectively promoting the project construction delivery. The person in charge of the relevant department of the CBRC said that the next step would be to strengthen communication and cooperation with the Ministry of Housing and Urban Rural Development, the People's Bank of China and other relevant departments, work in concert and make concerted efforts to urge banks and insurance institutions to provide relevant financial services according to law and regulations, implement and put in place financial support policies, effectively maintain the stability and order of real estate financing, and actively support "ensuring the delivery of buildings and stabilizing the people's livelihood", We will promote a virtuous circle and healthy development of the real estate industry. The reporter learned that in order to promote the steady and healthy development of the real estate market, the banking industry is taking positive action. Up to now, six state-owned commercial banks, including Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications and Postal Savings Bank, have announced signing cooperation agreements with real estate enterprises and providing intentional financing support. (Liu Xinshe)