Guangdong has paid more than 6.5 billion social security premiums to employees of enterprises, benefiting more than 210000 Enterprises
2022-09-08
Since the beginning of this year, the state and our province have successively introduced policies to help enterprises alleviate difficulties, such as phasing in the payment of social security premiums, to send "timely rain" to market players. According to statistics, as of July this year, Guangdong had deferred payment of 6.524 billion yuan of basic endowment insurance, unemployment insurance and work-related injury insurance for enterprise employees, benefiting 215000 enterprises. Will the deferred payment policy affect the rights and interests of the insured? What should employees do if they need to apply for benefits during the deferred payment period? In this regard, Xia Qing, a member of the Party group of the Provincial Department of human resources and social security and Secretary of the Party committee of the Provincial Social Insurance Fund Management Bureau, said that the implementation of the phased deferred payment of social security premiums will not affect the personal rights and interests of employees. In addition, Guangdong also provides convenient and efficient social security handling services for people from other provinces, Hong Kong and Macao residents and other groups who start businesses and find jobs in Guangdong through the bay area general office, the inter provincial general office, and the town village general office. The more you pay and the longer you pay, the higher the level of pension benefits after retirement. "China's social insurance refers to basic pension insurance, basic medical insurance, unemployment insurance, work-related injury insurance and maternity insurance, that is, the 'five insurances'. Social insurance is run by the government, not for profit, but mainly to provide basic living security for citizens and ensure that they can get material assistance in the event of old age, disease, work-related injury, unemployment and childbirth." Xia Qing introduced that as long as there is a labor relationship, the employer must participate in insurance for employees according to law, and the probation period is no exception, which is the legal responsibility and obligation of the unit. At the same time, the level of social security benefits is compatible with the level of economic and social development and is anti inflationary. For example, the pension of endowment insurance consists of individual account pension and basic pension. The personal account pension is mainly paid by individuals, with a contribution ratio of 8%. "At present, the interest rate of personal account is much higher than that of bank deposit, so it is absolutely beneficial to individuals.". The basic pension is linked to the local average social wage and the individual indexed average contribution wage. The pension received after retirement is closely related to the number of years of contribution and the level of contribution. The more and longer you pay, the higher the level of pension benefits after retirement, and it will be adjusted and increased every year. Moreover, some cities in Guangdong have set the threshold of social security years for settling down, buying a house, buying a car, and enrolling in school, so it is very beneficial to participate in social security. The social security fee is withheld and paid by the unit. Workers can query their insurance payment through the wechat applet of "Guangdong Provincial affairs" or the Guangdong government affairs service network. At present, the social security business in our province has been 100% online. In addition, due to the continuous emergence of flexible employment and new forms of employment in recent years, in order to better protect the rights and interests of workers, our province has successively introduced measures for flexible employment personnel to participate in enterprise endowment insurance, unemployment insurance and work-related injury insurance for eight categories of personnel beyond the legal retirement age. A one-time training subsidy of 12.123 billion yuan has been granted through the "enjoy without application" program. Unemployment insurance is an important part of social security. Recently, Guangdong officially implemented provincial-level coordination of unemployment insurance. Xia Qing introduced that after the provincial-level coordination, through the unified collection and expenditure of the fund, the problem of the municipal level coordination fund being too light and too heavy has been solved, which can effectively ensure that unemployment insurance benefits in all places are paid in full and on time and that measures to help enterprises to alleviate their difficulties are effective. According to statistics, as of August 15, the whole province has passed the "application free and enjoy"
Edit：Li Jialang Responsible editor：Mu Mu
Source：southcn.com
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