Fully implement the classified management of enterprise credit risk and clarify the timetable
2022-02-16
On the 15th, the State Council Information Office held a regular policy briefing of the State Council to introduce the promotion of classified management of enterprise credit risk and further improve the efficiency of supervision. It is reported that the opinions on promoting the classified management of enterprise credit risk and further improving the regulatory efficiency (hereinafter referred to as the opinions) have been published recently. The opinions put forward that the market supervision system should fully implement the classified management of enterprise credit risk in about three years, and defined the work objectives by 2022 and 2023 respectively. "Comprehensively promoting the classified management of enterprise credit risk is an innovative institutional supply for strengthening market supervision under the new situation, which is very important for building a credit oriented business environment." Pu Chun, deputy director of the State Administration of market supervision, said that to promote the classified management of enterprise credit risk is to better serve the development of enterprises, achieve effective and fair supervision, create a good environment for law-abiding and honest enterprises, make supervision "everywhere" for those who break the law and promise, and "disturb everything" for those who abide by the law, so as to promote fair competition Survival of the fittest. Pu Chun said that in the next step, the State Administration of market supervision will focus on the following three aspects: Pay attention to consolidating the work foundation and complete three basic tasks. First, make great efforts to collect enterprise related information and collect all kinds of enterprise related credit risk information according to the principle of comprehensiveness and timeliness. Second, build a scientific credit risk classification index system, formulate a general enterprise credit risk classification index system, and realize the relative unification of classification standards across the country. Third, do a good job in the unified integration of information systems, and build an enterprise credit risk classification management system according to unified standards and specifications. Strengthen the application of classification results and do a good job in the combination of three aspects. First, do a good job in combination with "double random and one open" supervision, formulate a spot check plan according to the classification results of enterprise credit risk, reasonably determine and dynamically adjust the spot check proportion and frequency; Second, do a good job in combination with risk prevention and control in professional fields, explore and establish a "general + professional" hierarchical and classified supervision mechanism in professional fields, and better realize key supervision and whole chain supervision; Third, do a good job in the combination of exploring and improving the supervision of new industries, new business forms and new models, give full play to the role of classified management of enterprise credit risk, dynamically adjust the supervision policies and measures according to the risk situation, and implement scientific and effective supervision. Strengthen risk monitoring and early warning, and promote the "three changes" of supervision mode. First, accurately identify and timely warn the enterprise's credit risk status and main risk points, find out the enterprise's abnormal conditions and risks as soon as possible, and change from routine supervision to moving forward; Second, through the analysis of the classification results of enterprise credit risk, identify high-risk areas and high-risk industries as soon as possible, and take active measures to change from passive supervision to active supervision; Third, for the abnormal situations and risks of enterprises found through big data analysis, key index monitoring and other methods, strengthen communication with enterprises, timely remind and guide enterprises, and change from post disposal to pre alarm. Liu Yan, director of the credit supervision department of the State Administration of market supervision, said that in the next step, the market supervision department will continue to improve the enterprise credit risk classification index system, improve the collection and application ability of information, realize scientific classification and accurate classification, better empower supervision, and promote accurate supervision, effective supervision, intelligent supervision and fair supervision. (Xinhua News Agency)
Edit：He Chuanning Responsible editor：Su Suiyue
Source：Economic Information Daily
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