Please be very careful when you encounter this kind of "kindness"—— Guard against the new fraud of "village push" of medical insurance electronic voucher
2021-11-15
On November 1, the personal information protection law of the people's Republic of China was officially implemented, and the degree of legalization of personal information protection in China reached a new level. Xinhua News Agency reporter found that in many remote rural areas, there are criminals in the name of "promoting medical insurance electronic vouchers" to defraud villagers of important personal information for profit, which needs to be vigilant. Guard against the new fraud of "village push" of medical insurance electronic voucher The medical insurance electronic voucher is issued by the national unified medical insurance information platform and is the identity of the insured people and relevant institutions. According to the person in charge of relevant work of the National Medical Insurance Bureau, through the electronic voucher of medical insurance, the insured people can complete relevant medical services such as registered medical treatment, medical insurance settlement, inspection and drug taking without carrying physical card, so as to effectively improve the people's medical treatment and drug purchase experience. China's 31 provinces and Xinjiang production and Construction Corps have supported the use of medical insurance electronic vouchers. According to the national medical security plan for the 14th five year plan issued by the State Council, China will accelerate the construction of intelligent medical insurance public service platforms such as medical insurance electronic vouchers, and the National Medical Insurance Bureau will continue to promote the application of medical insurance electronic vouchers. The reporter learned that at present, in order to facilitate rural residents, especially rural residents in remote areas, to register, activate and use medical insurance electronic vouchers, some third-party channel platforms that have obtained the access authorization qualification of medical insurance electronic vouchers will hire service teams to sink to rural areas and help local people activate medical insurance electronic vouchers in the form of "village push". The reporter learned from the network security detachment of Guigang Public Security Bureau in Guangxi that not long ago, the local police successfully destroyed an illegal gang that illegally obtained important personal information of villagers in the name of "village push" medical insurance electronic voucher. In three months, the gang successively registered more than 100000 network accounts with 18800 people's mobile phone numbers and relevant personal information to sell for profit. In addition, they sell tens of thousands of citizen personal information. Cai Hua, instructor of the fourth brigade of the Criminal Investigation Detachment of Guigang Public Security Bureau, told reporters that such illegal "village push" activities have become an important source of "black accounts" in illegal activities such as online fraud and gambling. They are not only suspected of serious crimes, but also lead to the "crime" of villagers whose personal information has been cheated from heaven. Why is it difficult to fight: truth-seeking, good acting skills and great interests The reporter's investigation found that criminals often choose remote rural areas to start, with clear levels of gangs, clear division of labor, strong concealment and deception, which increases the difficulty of attack. —— Illegal "village push" aims at real needs and enhances deception. As of July this year, the number of Omni channel activated users of medical insurance electronic vouchers in China has exceeded 720 million. However, at present, there are still fewer insured persons in rural areas, especially in remote areas, who register and activate medical insurance electronic vouchers than in cities. Limited by specific conditions, the majority of villagers, especially middle-aged and elderly villagers, have an urgent need to "face-to-face" and "go to the village" to promote and guide the use of medical insurance electronic vouchers. —— Under the guise of "policy promotion", criminals forged their identity and deceived village cadres and villagers. "They will wear imitation formal team uniforms, carry fake work certificates and fake medical insurance bureau documents, and use the official slogans of the medical insurance bureau." Zhang ermai, deputy leader of the network security detachment of Guigang Public Security Bureau, told reporters that most of the illegal "village push" personnel set their offices in the village committee office building, and some village cadres who do not know the truth will be enthusiastic to help introduce and organize personnel, It is even more difficult for the villagers to distinguish between true and false. The police handling the case said that in order to enhance confusion, such illegal gangs have a special "script" template for their members' speech and behavior. —— The gang is highly mobile, and the way of committing crimes can be simply copied. The reporter learned that the illegal "village push" usually takes the county and urban level as the unit, and the criminals are stationed in the village to promote. They "shoot one shot for another place" and commit mobile crimes. After they succeed, they will immediately destroy relevant evidence and flee elsewhere to continue their crimes. In addition, the criminal technique of illegal "village push" is simple, and the personnel can "get started" immediately as long as they are slightly trained. —— There is a complete "black chain" behind the illegal "village push", and the interest temptation is huge. "The gang we knocked down can cheat about 200 villagers' mobile phone numbers and other important personal information every day through illegal 'village push'." Zhang ermai told reporters that the last illegal "number merchants" of the gang are distributed in Guangdong, Fujian, Anhui, Sichuan and other places. They pay a high price for the personal information and "black accounts" illegally obtained by criminals everywhere, Then it is used in illegal activities such as online fraud and gambling to form an obvious black production chain. The police also reminded that most of the mobile phone numbers of the middle-aged and elderly in rural areas have not registered an internet account, and they lack understanding of smart phones and poor vigilance. They are the ideal "prey" of criminals. Strengthen the linkage and depth of "police, enterprises and doctors" The website of the Ministry of public security recently announced that the network security department of public security organs across the country has carried out the special action of "net 2021" to crack down on illegal "local push" gangs that illegally collect personal information such as mobile phone numbers of rural middle-aged and elderly people and maliciously register and sell network accounts under the guise of "promoting medical insurance electronic vouchers". At present, 90 relevant cases have been detected and more than 60 gangs have been destroyed, More than 550 suspect criminals were arrested, more than 60 personal information and 4 black Internet numbers were illegally obtained. Experts suggest that relevant departments take multiple measures at the same time, establish and improve the linkage mechanism of crackdown and rectification, and protect people's information security. —— Improve people's awareness of prevention and enhance the intelligent service of "suitable for the elderly". At present, publicity and prevention of telecom network fraud and citizen information crime is an important content of safe rural construction. The police warned that the masses should improve their vigilance and consciousness in maintaining personal information security. Do not hand over items such as mobile phones to strangers to operate alone. Do not scan QR codes of unknown origin to avoid giving opportunities to criminals. Yao Hua, a researcher of Guangxi Academy of Social Sciences, said that in similar cases, most of the victims are rural elderly. Relevant departments should pay special attention to ensuring that the elderly, especially those in underdeveloped rural areas, enjoy the same right to technical dividends while improving the level of intelligent services and improving the experience of medical services. —— We will strengthen the promotion and activation of medical insurance electronic vouchers through formal channels. Lu Yu, director of the office of Guigang medical insurance bureau, suggested that on the one hand, we should strengthen the activation and application of medical insurance electronic vouchers in designated pharmacies, designated hospitals and other designated institutions; On the other hand, village cadres should strengthen contact with relevant government agencies, actively grasp relevant policies and information, and strengthen the screening of the "village push" team to avoid the risk of villagers being cheated. —— Improve the linkage mechanism of "police, enterprises and doctors". Cai Hua suggested that regulators should strictly review the operation and promotion activities carried out by third-party platform channels in the region, and relevant institutions should freeze or cancel the maliciously registered virtual accounts. Yang Zhihe, associate professor of the school of information management of Heilongjiang University, suggested that a normalized linkage and notification mechanism should be established as soon as possible. The police, medical insurance departments and science and technology enterprises should strengthen communication, form a joint force when checking illegal registered accounts and crime related information, and stop violations of people's information security in time. (reporter Qin Xingxing, Lei Jiaxing) (outlook new era)
Edit：Luo yu Responsible editor：Wang xiao jing
Source：xinhuaNet
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